Apple is today rolling out another new way to buy an iPhone at an Apple Store, a combination of its existing iPhone Upgrade Program and trade-in offers. Right now, on the normal iPhone Upgrade Program, customers can pay about $32 a month for a brand new iPhone 6s on a two-year agreement with an annual trade-in option.

What the ‘Trade Up With Installments’ offers is a reduction of that monthly fee, in exchange for a trade-in of your existing smartphone. For example, you can trade in your current iPhone 6 to get a new iPhone 6s with a 2-year payment plan of $15/mo. What’s interesting is that you can trade in an Android device, not just iPhones — Apple will give up to $300 in trade-in value for Android handsets.

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