Apple Card Overview Updated October 15, 2019

Apple Card

A new kind of credit card. Created by Apple, not a bank.

See All Stories

67 'Apple Card' stories

March 2019 - October 2019


During its March 2019 services event, Apple announced the Apple Card. It’s a new credit card through a partnership with Goldman Sachs.

One of the most interesting things about the card is how it integrates with the Wallet app on iOS. Apple says that the goal is to help you learn more about your spending, with less effort.

One of the most unique things about Apple Card is its rewards platform. Apple says that customers will get “Daily Cash” when they shop with the  card. This means that cashback is credited directly to your Apple Pay Cash card on a daily basis. From there, you can spend Apple Pay Cash like a normal debit card, use it to pay down your debt, or transfer it directly to your bank for spending through your debit card.

As of August 20th, 2019, anyone in the US can apply for the card. If you approved, you can immediately add the card to your Apple Pay Wallet. You can also order a physical card that should arrive in 5-7 business days.. Apple Card uses TransUnion for credit check lookups, so if you’ve frozen your credit, you’ll want to unfreeze your credit before you apply. Otherwise, you’ll want to restart the process.

Apple Card Rewards Information

  • Get 3% back on everything you buy from Apple, whether you buy it at an Apple Store, apple.com, the App Store, or iTunes. The 3% cash back includes games, in‑app purchases, and services like your Apple Music subscription and iCloud storage plan.
  • In a press release, Apple also announced that it is extending the 3% Daily Cash offer to third-party merchants, starting with Uber and Uber Eats.
  • Get 2% back every time you buy something using Apple Pay. That’s in every category, with no limits. Imagine all the things you use a credit card for every day — at Target, Walgreens, Lyft. You’ll get 2% back on just about everything.
  • For stores that don’t accept Apple Pay, you still get 1% of your purchases back in the form of Daily Cash.

Apple Card Stories October 15

Apple Card dubbed ‘most successful credit card launch ever’ by Goldman Sachs CEO

Just about two months after Apple Card became available to the public, the CEO of Goldman Sachs — Apple’s bank partner — shared today in an interview how happy he is with the launch of the product, saying he thinks it’s the “most successful credit card launch ever.”

Apple Card Stories October 13

Last week we heard from a reader who experienced a fraudulent charge coming from a clone of his Apple Card. It was a good reminder that even with its security focus and lack of printed numbers, the physical Apple Card is just as susceptible to skimming and cloning as any other credit or debit card. Now we’ve heard from another reader who just had a fraud issue with Apple Card, but more surprising, he says he’s never used the physical titanium Apple Card.

expand full story

Apple Card Stories October 9

PSA: Despite focus on security, the physical Apple Card is still susceptible to cloning

Apple Card arrived with a number of unique selling points like a super-fast application and approval process, no fees, Daily Cash, and strong security and privacy focus. But even though the physical titanium card doesn’t have any numbers or any other information besides a user’s name, it looks like it is still susceptible to credit card cloning just like any other credit or debit card.

Apple Card Stories September 19

Apple continues to expand the the availability of 3% cashback with Apple Card. Starting on Friday, T-Mobile customers can earn 3% Daily Cash when they use their Apple Card for select purchases.

expand full story

Apple Card Stories September 12

Apple Card is expanding its 3% Daily Cash offer again. Wallgreens today announced it is partnering with the Apple Card to offer 3% cashback on any Walgreens purchases, starting tomorrow.

You have to use Apple Pay, but the cashback applies to any purchases made at Walgreens retail stores, Walgreens website, or the Duane Read chain of pharmacies.

expand full story

Apple Card Stories September 9

Apple Card would have saved customers from store clerk with photographic memory

Back in the days before mobile and countertop card terminals, sketchy store clerks and restaurant serving staff had a few different ways to steal your card details…

Powered by WordPress.com VIP