Apple Card Overview Updated April 8, 2019

Apple Card

A new kind of credit card. Created by Apple, not a bank.

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12 'Apple Card' stories

March 2019 - April 2019

During its March 2019 services event, Apple announced the Apple Card. It’s a new credit card through a partnership with Goldman Sachs.

One of the most interesting things about the card is how it integrates with the Wallet app on iOS. Apple says that the goal is to help you learn more about your spending, with less effort.

One of the most unique things about Apple Card is its rewards platform. Apple says that customers will get “Daily Cash” when they shop with Apple Card. This means that cash back is credited directly to your Apple Pay Cash card on a daily basis. From there, you can spend Apple Pay Cash like a normal debit card, use it to pay down your debt, or transfer it directly to your bank.

Apple Card Rewards Information

  • Get 3% back on everything you buy from Apple, whether you buy it at an Apple Store,, the App Store, or iTunes. The 3% cash back includes games, in‑app purchases, and services like your Apple Music subscription and iCloud storage plan.
  • Get 2% back every time you buy something using Apple Pay. That’s in every category, with no limits. Imagine all the things you use a credit card for every day — at Target, Walgreens, Lyft. You’ll get 2% back on just about everything.
  • For stores that don’t accept Apple Pay, you still get 1% of your purchases back in the form of Daily Cash.
You can sign up to be notified of the release of the card on

Apple Card Stories April 8

A look at the obsessive detail that goes into the physical Apple Card

While you’ll get the best rewards by using the upcoming Apple Card in virtual form via Apple Pay, it’s the physical Apple Card which seems to have generated the most interest …

Apple Card Stories March 29

While regular Apple Pay users tend to love the mobile wallet service, Apple so far hasn’t really hit mass-market adoption. Ironically, it seems a physical Apple Card could be the thing that changes that.

Absolute numbers for Apple Pay sound impressive. Tim Cook announced that there were over a billion Apple Pay transactions in Q3 of 2018, for example. It’s been estimated that around a third of iPhone users have activated it.

But if you look at usage in percentage terms, things look less rosy …

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Apple Card Stories March 28

One of the most interesting announcements from Apple’s event on Monday was the Apple Card. While a number of details about the card were revealed on Monday, TechCrunch is out today with a closer look at Apple Card and how it works.

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When Apple announced its upcoming credit card in partnership with Goldman Sachs, a headline feature of the Apple Card was no fees. In addition, Apple is offering cash-back ranging from 1% for physical card transactions through to 3% for buying Apple products. That has led some to wonder how the company will make money from the Apple Card.

Of course, the card still charges interest on balances which aren’t paid off in full each month, but that’s not the only source of income, say payment industry experts …

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Apple Card Stories March 27

Apple today released the first beta of iOS 12.3 for developers. As expected, the new release includes code to support some of the new services and features announced during the “It’s show time” event on Monday and we’ve discovered a look at how Apple’s upcoming credit card will be activated.

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Surprisingly high interest in Apple Card, as other cards likely to follow Apple’s security lead

Of all the things Apple announced at this week’s event, it seems to be the Apple Card that’s generating the greatest amount of interest.

Kyle Seth Gray noticed that Apple’s video on the card (below) has racked up 15 million views in less than two days …

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