Apple Card Overview Updated April 1, 2020

Apple Card

A new kind of credit card. Created by Apple, not a bank.

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88 'Apple Card' stories

March 2019 - April 2020

During its March 2019 services event, Apple announced the Apple Card. It’s a new credit card through a partnership with Goldman Sachs.

One of the most interesting things about the card is how it integrates with the Wallet app on iOS. Apple says that the goal is to help you learn more about your spending, with less effort.

One of the most unique things about Apple Card is its rewards platform. Apple says that customers will get “Daily Cash” when they shop with the  card. This means that cashback is credited directly to your Apple Pay Cash card on a daily basis. From there, you can spend Apple Pay Cash like a normal debit card, use it to pay down your debt, or transfer it directly to your bank for spending through your debit card.

As of August 20th, 2019, anyone in the US can apply for the card. If you approved, you can immediately add the card to your Apple Pay Wallet. You can also order a physical card that should arrive in 5-7 business days.. Apple Card uses TransUnion for credit check lookups, so if you’ve frozen your credit, you’ll want to unfreeze your credit before you apply. Otherwise, you’ll want to restart the process.

Apple Card Rewards Information

  • Get 3% back on everything you buy from Apple, whether you buy it at an Apple Store,, the App Store, or iTunes. The 3% cash back includes games, in‑app purchases, and services like your Apple Music subscription and iCloud storage plan.
  • In a press release, Apple also announced that it is extending the 3% Daily Cash offer to third-party merchants, starting with Uber and Uber Eats.
  • Get 2% back every time you buy something using Apple Pay. That’s in every category, with no limits. Imagine all the things you use a credit card for every day — at Target, Walgreens, Lyft. You’ll get 2% back on just about everything.
  • For stores that don’t accept Apple Pay, you still get 1% of your purchases back in the form of Daily Cash.

Apple Card Stories Yesterday

In response to the continued coronavirus outbreak, Apple and Goldman Sachs are allowing customers to skip their Apple Card March payment without incurring interest charges. Apple Card holders should receive an email announcing this “Customer Assistance Program.”

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Apple Card Stories March 25

T-Mobile has updated its iOS app and website this week to add support for Apple Pay. This means that you can now make purchases and pay your bill using Apple Pay — and secure 3% Apple Card cash back in the process.

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Apple Card Stories March 24

In addition to its new software updates today, Apple has also updated the Apple Card privacy policy. As first reported by TechCrunch, the new privacy policy allows additional anonymized data to be shared with Goldman Sachs.

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Apple Card Stories March 18

How to skip your Apple Card payment without interest

Another measure Apple has taken to help with the impact of coronavirus is allowing Apple Card customers to skip their March and April payments with no penalty or interest. However, the offer isn’t automatic, read on for how to get it set up for your account.

Apple Card Stories March 6

iOS 13.4: Apple Card UI shows more information for Apple services transactions

Apple continues to improve the experience for Apple Card users. In the latest iOS 13.4 betas, the Wallet app includes a richer and more detailed transaction history for App Store purchases and other Apple subscriptions.

Apple Card Stories January 21

Apple today has added a new option for Apple Card users: the ability to export monthly statements in spreadsheet form. This means you can download your Apple Card data, and then import it into your budgeting setup of choice.

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