Apple Card Overview Updated September 15, 2020

Apple Card

A new kind of credit card. Created by Apple, not a bank.

See All Stories

106 'Apple Card' stories

March 2019 - September 2020


During its March 2019 services event, Apple announced the Apple Card. It’s a new credit card through a partnership with Goldman Sachs.

One of the most interesting things about the card is how it integrates with the Wallet app on iOS. Apple says that the goal is to help you learn more about your spending, with less effort.

One of the most unique things about Apple Card is its rewards platform. Apple says that customers will get “Daily Cash” when they shop with the  card. This means that cashback is credited directly to your Apple Pay Cash card on a daily basis. From there, you can spend Apple Pay Cash like a normal debit card, use it to pay down your debt, or transfer it directly to your bank for spending through your debit card.

As of August 20th, 2019, anyone in the US can apply for the card. If you approved, you can immediately add the card to your Apple Pay Wallet. You can also order a physical card that should arrive in 5-7 business days.. Apple Card uses TransUnion for credit check lookups, so if you’ve frozen your credit, you’ll want to unfreeze your credit before you apply. Otherwise, you’ll want to restart the process.

Apple Card Rewards Information

  • Get 3% back on everything you buy from Apple, whether you buy it at an Apple Store, apple.com, the App Store, or iTunes. The 3% cash back includes games, in‑app purchases, and services like your Apple Music subscription and iCloud storage plan.
  • In a press release, Apple also announced that it is extending the 3% Daily Cash offer to third-party merchants, starting with Uber and Uber Eats.
  • Get 2% back every time you buy something using Apple Pay. That’s in every category, with no limits. Imagine all the things you use a credit card for every day — at Target, Walgreens, Lyft. You’ll get 2% back on just about everything.
  • For stores that don’t accept Apple Pay, you still get 1% of your purchases back in the form of Daily Cash.

Apple Card Stories September 15

Apple Rewards Barclay credit card concludes as Apple Card expansion speculation begins

Apple has reportedly ended its long-running credit card partnership with Barclays. The process of winding down the relationship started last year ahead of Apple launching Apple Card in the US.

Apple Card Stories September 10

Apple Card has been available for just over a year now and looking back over the last 13 months, a new report highlights several aspects Apple and Goldman Sachs have nailed. However, that doesn’t mean there aren’t some areas ripe for improvement.

expand full story

Apple Card Stories August 17

The Apple Card now affects your credit score with all three major US credit rating agencies: Equifax, Experian and TransUnion.

The card initially only showed up in TransUnion reports until Experian began factoring it in last month. As we explained then, this can be good or bad news for your credit score.

expand full story

Apple Card Stories August 11

If you’re buying a product through Apple’s online store, you can pay for it with a regular credit or debit card, Apple Pay, and even PayPal. Starting today, users will also find a dedicated option to easily check out with Apple Card.

expand full story

Apple Card Stories August 3

Apple Card has added yet another 3% Daily Cash partner, this time marking the first expansion to restaurants. Panera Bread announced today that Apple Card users can now get 3% Daily Cash when they pay with Apple Pay in the Panera Bread app, on the web, or in-cafe.

expand full story

Apple Card Stories August 2

In response to the continued coronavirus outbreak, Apple and Goldman Sachs are allowing customers to skip their Apple Card payments without incurring interest charges. Apple Card holders should receive an email announcing this “Customer Assistance Program,” which has been extended through August.

expand full story

Powered by WordPress.com VIP