Apple Pay Overview Updated May 22, 2017

Apple Pay

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419 Apple Pay stories

April 2013 - May 2017


Apple Pay is Apple’s mobile payments solution that allows users to seamlessly use their phone to pay for purchases both in retail stores, apps, and the web. The service was first introduced in 2014 and has been expanding to additional countries ever since then.

Apple Pay is currently available in in Australia, Canada, Mainland China, France, Hong Kong, Ireland, Japan, Singapore, Switzerland, the UK and the United States and it is reported that it is coming soon to Taiwan.

Apple Pay works in retail stores by simply holding your iPhone over a compatible checkout terminal and authenticating the purchase via Touch ID, or your Apple Watch with no further authentication required once you have unlocked the Watch. Apple Pay is compatible with the iPhone 6/6 Plus, iPhone 6s/6s Plus, iPhone SE, iPhone 7/7 Plus, and Apple Watch.

In apps, Apple Pay works by pulling in your card information and seamlessly allowing you to checkout using that card information. This prevents you from having to manually enter your card information every time you want to make a purchase. In addition to working with all of the iPhone models previously mentioned, Apple Pay in apps also works on the iPad Pro, iPad Air 2, iPad mini 3, and iPad mini 4. Apple Pay is supported on the Mac and on the web with iOS 10 and macOS Sierra.

In addition to working with debit and credit cards, Apple Pay also works with rewards cards and store cards. This means that you can add something like your Starbucks card, Walgreens Balance Rewards card, and more to the Wallet app to easily keep track of everything.

To set up Apple Pay on an iPhone, open the Wallet app on iOS 10 and tap the plus (+) icon in the top right corner to begin, then follow the prompts. To add a debit card to the Apple Watch, go to the Apple Watch app on iPhone and look for the Wallet & Apple Pay section, then Add Credit or Debit Card section.

Apple Pay is the dominant mobile payments solution, even forcing its biggest potential competitor to shutdown, and as the service continues to expand, it will only get better. View the full list of retailers and banks that support the service on Apple’s website

Apple Pay Stories May 22

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Square is hosting a free event featuring tech talks and a Q&A session in San Jose during WWDC week next month. Square engineers will be available to discuss using the payment processor’s technology on iOS and how to leverage Apple Pay, according to the announcement.

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Apple has been accused of violating the patents of a Boston-based company through its launch of Apple Pay. Universal Secure Registry CEO Kenneth Weiss says he ‘was the first in the space, and the secure payment technology that he developed goes right to the core of Apple Pay.’

In an interview, Weiss says that the patents cover all three key elements of Apple Pay.

Kenneth P. Weiss, received 13 patents for authentication systems that use a smartphone, biometric identification such as a fingerprint and the generation of secure one-time tokens to conduct financial transactions.

While it’s not unusual for more than one company to be simultaneously working on the same technology, Weiss says that in this case both Visa and Apple were aware of his technology four years prior to the launch of Apple Pay …

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LONDON, ENGLAND - JULY 13: Apple Pay launches in the UK on July 14, 2015 in London, England. (Photo by Tristan Fewings/Getty Images for Apple)
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We noted last summer that many UK payment terminals were allowing Apple Pay transactions above the standard £30 ($39) limit for contactless cards – and Apple says this is now true of the majority of terminals.

The news was revealed by Jennifer Bailey, head of Apple’s payments business …

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Apple Pay Stories May 17

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In addition to launching in Italy through three banks, Apple Pay is continuing to complete its roll out in the United States. More than two dozen new institutions around the United States join Apple Pay plus one new addition in Mainland China. You can find the latest banks to join Apple Pay’s growing list below.

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Apple Pay Stories May 16

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Apple Pay has officially gone live in Italy today, as earlier rumors had anticipated. As the clock has already turned to Wednesday in the country, users are now able to add their credit and debit cards to the mobile payment platform and pay in-app, online, and in store using their Apple devices.

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Apple Pay Stories May 6

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Apple Pay has been expanding at a relatively brisk pace over recent months, with the payment platform expanding to new countries, new apps, and more. This time, however, Apple Pay has actually been removed as a payment option from popular delivery services platform Delivery.com, with the company citing issues out of its control…

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