Apple Pay Overview Updated January 17, 2022

Apple Pay

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783 'Apple Pay' stories

April 2013 - January 2022

Apple Pay is Apple’s mobile payments solution that allows users to seamlessly use their phone to pay for purchases both in retail stores, apps, and the web. The service was first introduced in 2014 and has been expanding to additional countries ever since then.

The service works in retail stores by simply holding your iPhone over a compatible checkout terminal and authenticating the purchase via Touch ID, or your Apple Watch with no further authentication required once you have unlocked the Watch. It’ss compatible with all iPhones from 6/6 Plus and and beyond, and all versions of Apple Watch.

In apps, it works by pulling in your card information and seamlessly allowing you to checkout using that card information. This prevents you from having to manually enter your card information every time you want to make a purchase. In addition to working with all of the iPhone models previously mentioned, Apple Pay in apps also works on iPads from the iPad mini 3 and Air 2 and beyond. Apple Pay is supported on the Mac and on the web with iOS 10 and macOS Sierra and beyond.

In addition to working with debit and credit cards, Apple Pay also works with rewards cards and store cards. This means that you can add something like your Starbucks card, Walgreens Balance Rewards card, and more to the Wallet app to easily keep track of everything.

To set up Apple Pay on an iPhone, open the Wallet app on iOS 11 and tap the plus (+) icon in the top right corner to begin, then follow the prompts. To add a debit card to the Apple Watch, go to the Apple Watch app on iPhone and look for the Wallet & Apple Pay section, then Add Credit or Debit Card section.

Apple Pay is the dominant mobile payments solution, even forcing its biggest potential competitor to shutdown, and as the service continues to expand, it will only get better. View the full list of retailers and banks that support the service on Apple’s website

Apple Pay is available in the following countries (click the country name to see compatible banks):




Hong Kong



New Zealand




Czech Republic







Isle of Man







San Marino





United Kingdom

Vatican City


Saudi Arabia

United Arab Emirates


The United States

Apple Pay Stories January 17

After a bank in Peru teased the imminent launch of Apple Pay in the country last week, Apple is now the one saying its own payment service will be launching soon in Argentina and Peru.

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Apple Pay Stories January 10

Update: After 9to5Mac published that Interbank Peru was announcing Apple Pay support, the bank removed its videos about the service as well as the page promoting Apple’s own payment system. As of now, only Brazil and Colombia offer the ability to add debit and credit cards to the Apple Wallet in South America.

Apple Pay has had its first expansion in 2022 as Peru is now enabling Apple’s own payment system through Interbank. With that, this is the third South American country to support Apple Pay.

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Apple Pay Stories December 18, 2021

In September, Banco de Chile, one of the most important banks of the South American country, let its customers add their cards to the iPhone’s Wallet app to use Apple Pay. A few days later, the bank removed these cards as Apple wasn’t ready to promote the service just yet.

Now, a new piece of evidence shows that Banco de Chile is readying again the launch of Apple’s own payment system in the near future.

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Apple Pay Stories November 16, 2021

It’s been a couple of years since Apple launched the Express Transit feature for users to pay for public transportation just by taking the iPhone closer to an NFC terminal, without the need for an ID verification.

The function, which has been available for London users for quite some time, is now being promoted inside the Wallet app, even if the user already has the Express Transit feature set.

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Apple Pay Stories November 11, 2021

PSA: If Apple Pay doesn’t work on your Magic Keyboard with Touch ID, here’s why

Some of us with shiny new M1-powered MacBook Pros have been finding that Apple Pay doesn’t work when trying to use Touch ID on the Magic Keyboard

Apple Pay Stories November 9, 2021

The popular online encyclopedia Wikipedia recently updated its website with a small but great new feature for iOS and macOS users. Wikipedia is finally accepting Apple Pay as a payment method on its website, making it easier for users to send donations to the non-profit organization.

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Apple Pay Stories November 2, 2021

Apple Pay is expanding to three new countries. Starting today, users in Costa Rica, Colombia, and Azerbaijan can make payments through Apple’s payment platform.

It’s been a while since 9to5Mac has been covering the imminent launch of Apple Pay in Costa Rica and Colombia. After months of banks preparing the launch of the service, it’s finally available.

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Apple Pay Stories October 6, 2021

EU antitrust regulators are set to charge Apple with anti-competitive practices in regards to the NFC chip inside iPhones and Apple Pay. According to a report from Reuters, charges are being finalized now and could be sent to Apple as soon as sometime next year.

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Apple Pay Stories October 5, 2021

The relationship between Apple and US banks is beginning to show strain, according to a new report from the Wall Street Journal. The report, citing “people familiar with the matter,” says that banks such as JPMorgan Chase, Capital One, and Bank of America have “grown unhappy with the costs” associated with Apple Pay transactions, particularly after Apple introduced its own Apple Card product in 2019.

The report also reveals the tidbit that Apple agreed not to develop a card processing network to compete with Mastercard and Visa as part of its initial push for Apple Pay adoption.

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Almost a decade since Apple started rolling out Apple Pay support, it’s still being expanded to more countries. Today, Bahrain, a country in the Persian Gulf, is adding support for Apple’s own payment system.

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Apple Pay Stories September 29, 2021

It’s been a few months since 9to5Mac began reporting on Costa Rican banks readying the launch of Apple Pay in the country. Now, Banco Promerica just uploaded Apple’s payment system terms and conditions to its web page.

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Apple Pay Stories September 16, 2021

Update: A few days after letting users add their card to the Wallet, Banco de Chile removed them, as Apple is not promoting Apple Pay in the country just yet.

Apple Pay is expanding to a second South American country. After Brazil, Chile is now receiving support for Apple’s own payment system.

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Apple Pay Stories September 7, 2021

A new survey from today suggests that just 6% of iPhone owners in the United States opt to use Apple Pay in stores, despite having the feature set up on their device. The survey shows that “93.9% of consumers with Apple Pay activated on their iPhones do not use it in-store to pay for purchases.”

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Apple Pay Stories September 2, 2021

Every week, Apple reveals a new exclusive offer for Apple Pay users in the US, and this week’s offer is for customers of the popular grocery delivery service Instacart. The company is offering up to $30 off orders placed at Instacart for those who pay with Apple Pay.

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Last month, 9to5Mac had exclusive coverage that Apple Pay is set for Central America expansion as BAC Credomatic bank ramps up testing. Now, we’ve learned that this bank has taken another step to launch Apple’s own payment system.

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Apple Pay Stories August 31, 2021

Brazilian fintech Nubank adds long-awaited Apple Pay support

Apple Pay is expanding in Brazil as the largest fintech in the country, Nubank, is adding support for Apple’s own payment system with its credit cards.

Apple Pay Stories August 30, 2021

Over the last year, Australia has been tightening its laws to regulate Big Techs. Now, the government is considering new laws to regulate digital payment services like Apple Pay.

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Apple Pay Stories August 23, 2021

Apple announced today that it will make a donation in support of the National Park Foundation for all purchases made through the Apple Store in the US this week using Apple Pay. There’s also an Apple Watch Activity Challenge on the schedule for this week..

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Apple Pay Stories August 19, 2021

Latest Apple Pay promotion offers $2 off at Subway

Apple today announced a new promotion for users of Apple Pay, its digital payments service available on the iPhone, iPad, Mac, and Apple Watch. This time, the company is offering a $2 discount on any Subway footlong for those who pay using Apple Pay.

Apple Pay Stories August 17, 2021

Apple Card will start to change by 2027. Mastercard announced it’s “swiping left” on magnetic stripes after decades of supporting this technology. “The shift away from the magnetic stripe points to both consumers changing habits for payments and the development of newer technologies,” says the company in a blog post.

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Apple Pay is further expanding, this time to Qatar. With QNB bank, the country joins a list of more than 60 regions supporting Apple’s own payment system. According to a support page by QNB, users with a credit, debit, or prepaid card can add them through the QNB Mobile Banking app and start using Apple Pay.

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Apple Pay Stories August 12, 2021

Apple Pay could be readying its launch in Central America as bank BAC Credomatic is testing support for this feature in Costa Rica. As of now, Central America is the only part of the Americas that doesn’t have a country supporting Apple Pay. With this feature available in more than 60 regions all over the world, there is still plenty of space to expand.

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Apple Pay Stories August 11, 2021

Apple has a number of new financing programs in the works to make shopping easier, and the first of those two efforts are now live. Qualifying Apple customers in Canada can now finance iPhone, iPad, and Mac purchases over 12 or 24 months with 0% APR.

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Apple Pay Stories August 9, 2021

AMC Entertainment CEO Adam Aron held an online conference on Monday with some company-related announcements. In addition to revealing a new deal with Warner Bros. for an exclusive 45-day theatrical window prior to digital release, Aron confirmed that AMC theaters will finally accept Apple Pay and other digital wallets by the next year.

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