Apple Pay Overview Updated May 12, 2020

Apple Pay

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711 'Apple Pay' stories

April 2013 - May 2020

Apple Pay is Apple’s mobile payments solution that allows users to seamlessly use their phone to pay for purchases both in retail stores, apps, and the web. The service was first introduced in 2014 and has been expanding to additional countries ever since then.

The service works in retail stores by simply holding your iPhone over a compatible checkout terminal and authenticating the purchase via Touch ID, or your Apple Watch with no further authentication required once you have unlocked the Watch. It’ss compatible with all iPhones from 6/6 Plus and and beyond, and all versions of Apple Watch.

In apps, it works by pulling in your card information and seamlessly allowing you to checkout using that card information. This prevents you from having to manually enter your card information every time you want to make a purchase. In addition to working with all of the iPhone models previously mentioned, Apple Pay in apps also works on iPads from the iPad mini 3 and Air 2 and beyond. Apple Pay is supported on the Mac and on the web with iOS 10 and macOS Sierra and beyond.

In addition to working with debit and credit cards, Apple Pay also works with rewards cards and store cards. This means that you can add something like your Starbucks card, Walgreens Balance Rewards card, and more to the Wallet app to easily keep track of everything.

To set up Apple Pay on an iPhone, open the Wallet app on iOS 11 and tap the plus (+) icon in the top right corner to begin, then follow the prompts. To add a debit card to the Apple Watch, go to the Apple Watch app on iPhone and look for the Wallet & Apple Pay section, then Add Credit or Debit Card section.

Apple Pay is the dominant mobile payments solution, even forcing its biggest potential competitor to shutdown, and as the service continues to expand, it will only get better. View the full list of retailers and banks that support the service on Apple’s website

Apple Pay is available in the following countries (click the country name to see compatible banks):




Hong Kong



New Zealand




Czech Republic







Isle of Man







San Marino





United Kingdom

Vatican City


Saudi Arabia

United Arab Emirates


The United States

Apple Pay Stories May 12

As the big four banks complete their rollouts of Apple Pay in Australia, the Apple service is driving an increase in contactless payments. New data from the Roy Morgan Digital Payments Report indicates a “sharp increase” in use of non-bank contactless services in Australia.

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Apple Pay Stories April 30

Apple celebrates Mother’s Day with new Apple Pay promotion for 1-800-Flowers

Apple has announced its latest Apple Pay promo, this time in celebration of Mother’s Day. When you check out with Apple Pay, you can get $10 off a purchase from 1-800-Flowers.

Apple Pay Stories April 27

The final of the “big four” banks in Australia has officially enabled Apple Pay support today. As reported by ZDNet, Westpac customers can now add their eligible credit or debit card to Apple Pay.

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Apple Pay Stories April 24

Swiss Bank UBS says Apple Pay ‘coming soon’ after promoting competing service

The largest Swiss Bank, UBS, says Apple Pay is ‘coming soon.’ The bank had for years refused to adopt the platform, instead promoting Twint, a home-grown mobile wallet service supported by 15 Swiss banks …

Apple Pay Stories April 21

Apple Pay expands to Volksbank and Raiffeisenbank customers in Germany

Apple Pay continues its expansion around the world today. The mobile payments platform launched in Germany back in 2018, and now one of the largest banking groups in the country has added support.

Apple Pay Stories April 10

Apple adds 3% cash back to Walgreen’s drive through when using physical Apple Card

One of the key benefits of the Apple Card is getting 3% cash back at select merchants when using Apple Pay. This list includes vendors like Nike, Uber, T-Mobile, and Walgreens. Many retailers are currently limiting in-store transactions and encouraging curbside pick up and delivery when available. Earlier tonight, Apple announced that Walgreens transactions made with the physical Apple Card would now be eligible for the 3% reward just like they were made with Apple Pay.

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