Apple Pay Overview Updated February 12, 2020

Apple Pay

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697 'Apple Pay' stories

April 2013 - February 2020

Apple Pay is Apple’s mobile payments solution that allows users to seamlessly use their phone to pay for purchases both in retail stores, apps, and the web. The service was first introduced in 2014 and has been expanding to additional countries ever since then.

The service works in retail stores by simply holding your iPhone over a compatible checkout terminal and authenticating the purchase via Touch ID, or your Apple Watch with no further authentication required once you have unlocked the Watch. It’ss compatible with all iPhones from 6/6 Plus and and beyond, and all versions of Apple Watch.

In apps, it works by pulling in your card information and seamlessly allowing you to checkout using that card information. This prevents you from having to manually enter your card information every time you want to make a purchase. In addition to working with all of the iPhone models previously mentioned, Apple Pay in apps also works on iPads from the iPad mini 3 and Air 2 and beyond. Apple Pay is supported on the Mac and on the web with iOS 10 and macOS Sierra and beyond.

In addition to working with debit and credit cards, Apple Pay also works with rewards cards and store cards. This means that you can add something like your Starbucks card, Walgreens Balance Rewards card, and more to the Wallet app to easily keep track of everything.

To set up Apple Pay on an iPhone, open the Wallet app on iOS 11 and tap the plus (+) icon in the top right corner to begin, then follow the prompts. To add a debit card to the Apple Watch, go to the Apple Watch app on iPhone and look for the Wallet & Apple Pay section, then Add Credit or Debit Card section.

Apple Pay is the dominant mobile payments solution, even forcing its biggest potential competitor to shutdown, and as the service continues to expand, it will only get better. View the full list of retailers and banks that support the service on Apple’s website

Apple Pay is available in the following countries (click the country name to see compatible banks):




Hong Kong



New Zealand




Czech Republic







Isle of Man







San Marino





United Kingdom

Vatican City


Saudi Arabia

United Arab Emirates


The United States

Apple Pay Stories February 12

Apple Pay and QR codes see restaurants with Clover POS encourage customers to ‘dine ‘n dash’

POS service Clover is out today with a neat new solution for quick and secure payments at restaurants that leverages QR codes and Apple Pay. “Scan to Pay” lets customers seamlessly pay on iPhone without having to download an app or hand over their cards to servers. And the feature sounds like a win for restaurant owners and employees with tables turning faster and more.

Apple Pay revenue hasn’t gotten much attention so far. The most valuable role Apple Pay plays for the Cupertino company is further lock-in to the ecosystem.

Once you’ve experienced the convenience of Apple Watch payments in particular, and know the security you get from the use of Apple Pay on any device, it’s not something you’ll want to give up. (Sure, there’s Google Pay and Samsung Pay too, but it still adds friction to switching platforms.)

But a news report yesterday prompted me to do some back-of-an-envelope calculations, and I reckon Apple’s mobile wallet service is rapidly headed toward becoming a multi-billion dollar revenue stream…

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Apple Pay Stories February 11

Apple Pay continues to grow as support at retailers and inside applications expands. A new research note from Bernstein this week highlights that growth, and notes that Apple Pay is one of the biggest long-term competitive threats to PayPal.

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Apple Pay Stories February 6

Latest Apple Pay promo offers free iTunes movie rental with Postmates orders

Apple is continuing its weekly Apple Pay promotions, this time with a Postmates offer that gets you a free movie rental in the Apple TV app. Here’s how it works.

Apple Pay Stories January 28

Apple Pay support for any card in Europe now effectively available via Curve

Apple Pay support for any card in Europe has become at least indirectly available through Curve…

Apple Pay Stories January 23

Latest Apple Pay promotion offers 10% purchases through StubHub

Apple has launched its latest weekly Apple Pay promotion: For the next week, you can get 10% off purchases at StubHub when you check out with Apple Pay.

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