Apple Pay Overview Updated March 21, 2019

Apple Pay

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614 'Apple Pay' stories

April 2013 - March 2019

Apple Pay is Apple’s mobile payments solution that allows users to seamlessly use their phone to pay for purchases both in retail stores, apps, and the web. The service was first introduced in 2014 and has been expanding to additional countries ever since then.

The service works in retail stores by simply holding your iPhone over a compatible checkout terminal and authenticating the purchase via Touch ID, or your Apple Watch with no further authentication required once you have unlocked the Watch. It’ss compatible with all iPhones from 6/6 Plus and and beyond, and all versions of Apple Watch.

In apps, it works by pulling in your card information and seamlessly allowing you to checkout using that card information. This prevents you from having to manually enter your card information every time you want to make a purchase. In addition to working with all of the iPhone models previously mentioned, Apple Pay in apps also works on iPads from the iPad mini 3 and Air 2 and beyond. Apple Pay is supported on the Mac and on the web with iOS 10 and macOS Sierra and beyond.

In addition to working with debit and credit cards, Apple Pay also works with rewards cards and store cards. This means that you can add something like your Starbucks card, Walgreens Balance Rewards card, and more to the Wallet app to easily keep track of everything.

To set up Apple Pay on an iPhone, open the Wallet app on iOS 11 and tap the plus (+) icon in the top right corner to begin, then follow the prompts. To add a debit card to the Apple Watch, go to the Apple Watch app on iPhone and look for the Wallet & Apple Pay section, then Add Credit or Debit Card section.

Apple Pay is the dominant mobile payments solution, even forcing its biggest potential competitor to shutdown, and as the service continues to expand, it will only get better. View the full list of retailers and banks that support the service on Apple’s website

Apple Pay is available in the following countries (click the country name to see compatible banks):




Hong Kong



New Zealand




Czech Republic







Isle of Man







San Marino





United Kingdom

Vatican City


Saudi Arabia

United Arab Emirates


The United States

Apple Pay Stories March 21

Checking out in stores with your iPhone is easier than ever today, but paying bills with Apple Pay is still a challenge. Doxo is a bill payment service with a large database of billers, and they’re trying to tackle that problem with their latest iOS app.

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Apple Pay Stories March 10

When I turned 18, one of the first things I did was sign up for a Best Buy store card. If I look at my credit report, it’s my longest running active card (which means I’ll never cancel it since it helps my credit report). Over the years, I’ve bought almost all of my electronic items there. I always take advantage of their free financing offers. A recent item I bought using this method was my HomePod. It came with six months of free financing. This financing offer was a huge part of the reason I picked it up when I did. While I had the cash, being able to pay for it over a few months was a huge consideration on when I purchased it. Recently, rumors are spreading of Apple and Goldman Sachs partnering for a new credit card. While Apple currently has a branded credit card with Barclays, I think this new partnership with Goldman Sachs could be a big win for consumers and for Apple. We don’t know all the details, but I hope they offer similar options to a true “Apple Store credit card”.

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Apple Pay Stories February 26

The WSJ reported last week that Apple is partnering with Goldman Sachs to launch a new credit card later in the year.

The new credit card will integrate with the Apple Wallet app on the iPhone to offer special features like the ability to set spending goals and track purchase rewards. The card would purportedly offer rewards like 2% cashback, and maybe more when buying Apple gear.

The paper has more today on Apple’s choice of partner …

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Apple Pay Stories February 21

Apple and Goldman Sachs are readying a joint credit card, according to the Wall Street Journal. The new credit card will integrate with the Apple Wallet app on the iPhone to offer special features like the ability to set spending goals and track purchase rewards. The card would purportedly offer rewards like 2% cashback, and maybe more when buying Apple gear.

The report says the new card will be tested with employees in the next month or so with a launch later in the year. The Wallet app has undergone a significant design change in the iOS 12.2 beta, so it makes sense that Apple has bigger plans in the offing.

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Apple Pay Stories February 20

Popular transit app Citymapper planning Apple Pay-compatible pass for discounted travel

Transit navigation app CityMapper has come up with an interesting monetization strategy that could save its users money: a discounted weekly travel pass …

Apple Pay Stories February 19

Apple Pay expands to 40 more banks following Saudi Arabia and Czech Republic launch

We reported overnight that Apple Pay is now live in Saudi Arabia and the Czech Republic, and now there are a handful of new banks in the United States as well. These are all the new banks that now work with Apple Pay, including over 20 more banks in the US and new France entries:

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