Apple Pay Overview Updated September 29, 2022

Apple Pay

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827 'Apple Pay' stories

April 2013 - September 2022

Apple Pay is Apple’s mobile payments solution that allows users to seamlessly use their phone to pay for purchases both in retail stores, apps, and the web. The service was first introduced in 2014 and has been expanding to additional countries ever since then.

The service works in retail stores by simply holding your iPhone over a compatible checkout terminal and authenticating the purchase via Touch ID, or your Apple Watch with no further authentication required once you have unlocked the Watch. It’ss compatible with all iPhones from 6/6 Plus and and beyond, and all versions of Apple Watch.

In apps, it works by pulling in your card information and seamlessly allowing you to checkout using that card information. This prevents you from having to manually enter your card information every time you want to make a purchase. In addition to working with all of the iPhone models previously mentioned, Apple Pay in apps also works on iPads from the iPad mini 3 and Air 2 and beyond. Apple Pay is supported on the Mac and on the web with iOS 10 and macOS Sierra and beyond.

In addition to working with debit and credit cards, Apple Pay also works with rewards cards and store cards. This means that you can add something like your Starbucks card, Walgreens Balance Rewards card, and more to the Wallet app to easily keep track of everything.

To set up Apple Pay on an iPhone, open the Wallet app on iOS 11 and tap the plus (+) icon in the top right corner to begin, then follow the prompts. To add a debit card to the Apple Watch, go to the Apple Watch app on iPhone and look for the Wallet & Apple Pay section, then Add Credit or Debit Card section.

Apple Pay is the dominant mobile payments solution, even forcing its biggest potential competitor to shutdown, and as the service continues to expand, it will only get better. View the full list of retailers and banks that support the service on Apple’s website

Apple Pay is available in the following countries (click the country name to see compatible banks):




Hong Kong



New Zealand




Czech Republic







Isle of Man







San Marino





United Kingdom

Vatican City


Saudi Arabia

United Arab Emirates


The United States

Apple Pay Stories September 29

With fall starting, Apple Pay is promoting a few exclusive deals to its customers to help prepare for this colder season. When you use Apple’s payment solution, you can get special online offers on dresses, tops, jeans, accessories, and more.

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Apple Pay Stories September 20

Belfius brings Apple Pay support to Bancontact cardholders in Belgium

Earlier this year, 9to5Mac revealed that Apple had been working with the Bancontact network to make its cards compatible with Apple Pay. We later confirmed the news by Belfius Bank, which has now officially launched Apple Pay support for Bancontact cardholders in Belgium.

Apple Pay Stories September 14

Apple on Tuesday surprised developers with the release of both iOS 16.0 beta 7 and iPadOS 16.1 beta 1. And while neither update comes with significant changes, it seems that Apple will soon let users delete the Wallet app from their devices with iOS 16.1.

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Apple Pay Stories August 24

Discover has shared the details for its October-December bonus, opening up the notable cash back boost to countless more retailers than usual. Read on for all the details on Discover’s Apple Pay cash back 5% bonus.

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Apple Pay Stories August 18

If you’ve been having problems with your American Express cards and Apple Pay in iOS 16, you’re not alone. Apple has acknowledged an issue in the release notes for iOS 16 beta 6 where “American Express cards might need to be removed and re-added to Wallet.”

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Apple Pay Stories August 1

Apple Pay web support has been made available to third-party browsers in iOS 16 betas. The change has been confirmed to apply to Chrome, Edge, and Firefox.

Apple has likely made the quiet change in response to upcoming antitrust legislation that seeks to outlaw the practice of forcing browser developers to use WebKit

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Apple Pay Stories July 27

The announcement of an Apple buy now, pay later feature, Apple Pay Later, has drawn the attention of the US consumer finance regulator, the Consumer Financial Protection Bureau (CFPB).

CFPB director Rohit Chopra said that Apple Pay Later raised “a host of issues,” with antitrust concerns one of those …

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Apple Pay Stories July 21

The newest summer Apple Pay promotion is out today with special deals on shoes, clothing, accessories, and more. The discounts come from popular retailers including GOAT, Ray-Ban, J.Crew, Lands’ End, Gymboree, Matt & Nat, The RealReal, and more. Read on for all the details.

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Apple Pay Stories July 19

We noted earlier today that Apple will probably use security as a defence to an Apple Pay lawsuit, and we didn’t have long to wait. Three new Apple Pay videos have been posted to YouTube, each promoting the security of the service.

Each video is super-short. The longest is 15 seconds, while the other two are just six seconds each …

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A class action Apple Pay lawsuit has been filed by Hagens Berman, the law firm that previously won two high-profile antitrust cases against Apple.

The lawsuit accuses Apple of making a billion dollars a year in fees to card companies by forcing them to sign up for Apple Pay as the only way to let their customers make payments from iPhones and Apple Watches.

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Apple Pay Stories July 7

The newest Apple Pay promotion is out today with special deals on hotels, food, and parking from popular destinations like Jimmy John’s, Wawa, Sonic, HotelTonight, and ParkWhiz. Read on for all the details.

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Apple Pay Stories July 5

Paying with iPhone at drive-thrus still legal in places with laws against phone use in the car [U]

Update: The article was originally written prior to finding out an exception in the law. It is in fact, okay to use Apple Pay or other forms of contactless payment through drive-thrus in the UK. Source:

As new Highway Code rules were released last month, it is now illegal for drivers in the UK to touch their phone while driving. With this, it is now illegal for fast food customers to use Apple Pay while purchasing food in drive-thrus. Now, a warning is out for customers of McDonald’s, KFC, Greggs, Costa, and Burger King.

Apple Pay Stories June 28

There’s now yet another way to buy Bitcoin and other cryptocurrencies using Apple Pay. The popular exchange company Crypto․com has started rolling out support for Apple Pay purchases to its iOS application. This allows users to buy cryptocurrency using a debit card stored in the Apple Wallet application.

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Apple Pay Stories June 15

Buy Now Pay Later: Paypal boosts its own offering after Apple Pay Later announcement

The announcement of Apple Pay Later has made waves in the Buy Now Pay Later world, with some suggesting that existing companies like Affirm are going to be hard hit. But some are fighting back …

Apple Pay Stories June 13

The Apple BNPL (Buy Now, Pay Later) scheme will use your Apple ID history as one form of fraud prevention, says a new report today.

The report also notes how Apple Pay Later addresses one of the key issues to becoming a credit provider: reputational risk …

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Apple Pay Stories June 8

Apple on Monday announced the new “Apple Pay Later” service, which will let iOS users pay in installments through an option in the Wallet app. Now, according to a Bloomberg report, Apple will handle the lending on its own without a partner bank.

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We first learned about plans for Apple Pay Later almost a year before the company announced the new installment payment plan at WWDC. While no interest or fees are charged, a report today says that Apple will still make money from the service.

A business school academic has also warned consumers to be cautious about using the option …

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Apple Pay Stories June 6

Among today’s iOS 16 announcements is Apple Pay Later, a way to let you pay in installments simply by choosing the option in the Wallet app when you make payment.

You can pay in four equal installments, and get up to six weeks interest-free …

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Apple Pay Stories May 25

Earlier this year, 9to5Mac discovered that Apple had been working to rebrand iTunes Pass as “Apple Account Card” in the Wallet app with iOS 15.5. Although there was no mention of this feature in the official release notes for iOS 15.5, the Apple Account Card is now live and available to users running the latest version of the operating system.

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Apple Pay Stories May 17

Update: Apple says the issue has now been resolved.

Apple Card – Resolved Issue. Some users may have experienced delays in receiving transaction notifications.

Apple recently released iOS 15.5 with some new features and improvements. However, it seems that the update has been causing some problems for users when it comes to the Wallet app. More specifically, there have been complaints about the app not showing the latest Apple Card and Apple Pay transactions.

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If you thought using Apple Pay was easy, a Mastercard Biometric Checkout Program will let you pay simply by smiling at the payment terminal.

The company says that the initiative will be rolled out globally, starting with trials in Brazil …

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Apple Pay Stories May 11

The newest Apple Pay promotion has been announced with the latest deals including up to 25% off popular retailers like Fila, Billabong, Quicksilver, Roxy, RVCA, Pacsun, and more. Read on for all the details.

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Apple Pay Stories May 2

The European Union shared a Statement of Objections earlier today in which it criticizes how Apple restricts the NFC technology on the iPhone to its own payments platform. Now a report from Bloomberg reveals that PayPal was one of the companies that supported the EU’s antitrust complaints against Apple Pay.

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Apple’s antitrust mess keeps getting worse, with today’s Apple Pay announcement as the latest example. The company is now under fire on so many flanks in so many countries that it spends half its PR life trying to defend its stance – and legislation is ultimately going to force it to change anyway.

To me, the most baffling thing about the company’s stubbornness on this issue is that the mess could so easily be resolved, and my bet is that it wouldn’t even cost the company much money.

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