Apple Pay Overview Updated July 5, 2022

Apple Pay

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816 'Apple Pay' stories

April 2013 - July 2022

Apple Pay is Apple’s mobile payments solution that allows users to seamlessly use their phone to pay for purchases both in retail stores, apps, and the web. The service was first introduced in 2014 and has been expanding to additional countries ever since then.

The service works in retail stores by simply holding your iPhone over a compatible checkout terminal and authenticating the purchase via Touch ID, or your Apple Watch with no further authentication required once you have unlocked the Watch. It’ss compatible with all iPhones from 6/6 Plus and and beyond, and all versions of Apple Watch.

In apps, it works by pulling in your card information and seamlessly allowing you to checkout using that card information. This prevents you from having to manually enter your card information every time you want to make a purchase. In addition to working with all of the iPhone models previously mentioned, Apple Pay in apps also works on iPads from the iPad mini 3 and Air 2 and beyond. Apple Pay is supported on the Mac and on the web with iOS 10 and macOS Sierra and beyond.

In addition to working with debit and credit cards, Apple Pay also works with rewards cards and store cards. This means that you can add something like your Starbucks card, Walgreens Balance Rewards card, and more to the Wallet app to easily keep track of everything.

To set up Apple Pay on an iPhone, open the Wallet app on iOS 11 and tap the plus (+) icon in the top right corner to begin, then follow the prompts. To add a debit card to the Apple Watch, go to the Apple Watch app on iPhone and look for the Wallet & Apple Pay section, then Add Credit or Debit Card section.

Apple Pay is the dominant mobile payments solution, even forcing its biggest potential competitor to shutdown, and as the service continues to expand, it will only get better. View the full list of retailers and banks that support the service on Apple’s website

Apple Pay is available in the following countries (click the country name to see compatible banks):




Hong Kong



New Zealand




Czech Republic







Isle of Man







San Marino





United Kingdom

Vatican City


Saudi Arabia

United Arab Emirates


The United States

Apple Pay Stories July 5

Paying with iPhone at drive-thrus still legal in places with laws against phone use in the car [U]

Update: The article was originally written prior to finding out an exception in the law. It is in fact, okay to use Apple Pay or other forms of contactless payment through drive-thrus in the UK. Source:

As new Highway Code rules were released last month, it is now illegal for drivers in the UK to touch their phone while driving. With this, it is now illegal for fast food customers to use Apple Pay while purchasing food in drive-thrus. Now, a warning is out for customers of McDonald’s, KFC, Greggs, Costa, and Burger King.

Apple Pay Stories June 28

There’s now yet another way to buy Bitcoin and other cryptocurrencies using Apple Pay. The popular exchange company Crypto․com has started rolling out support for Apple Pay purchases to its iOS application. This allows users to buy cryptocurrency using a debit card stored in the Apple Wallet application.

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Apple Pay Stories June 15

Buy Now Pay Later: Paypal boosts its own offering after Apple Pay Later announcement

The announcement of Apple Pay Later has made waves in the Buy Now Pay Later world, with some suggesting that existing companies like Affirm are going to be hard hit. But some are fighting back …

Apple Pay Stories June 13

The Apple BNPL (Buy Now, Pay Later) scheme will use your Apple ID history as one form of fraud prevention, says a new report today.

The report also notes how Apple Pay Later addresses one of the key issues to becoming a credit provider: reputational risk …

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Apple Pay Stories June 8

Apple on Monday announced the new “Apple Pay Later” service, which will let iOS users pay in installments through an option in the Wallet app. Now, according to a Bloomberg report, Apple will handle the lending on its own without a partner bank.

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We first learned about plans for Apple Pay Later almost a year before the company announced the new installment payment plan at WWDC. While no interest or fees are charged, a report today says that Apple will still make money from the service.

A business school academic has also warned consumers to be cautious about using the option …

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Apple Pay Stories June 6

Among today’s iOS 16 announcements is Apple Pay Later, a way to let you pay in installments simply by choosing the option in the Wallet app when you make payment.

You can pay in four equal installments, and get up to six weeks interest-free …

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Apple Pay Stories May 25

Earlier this year, 9to5Mac discovered that Apple had been working to rebrand iTunes Pass as “Apple Account Card” in the Wallet app with iOS 15.5. Although there was no mention of this feature in the official release notes for iOS 15.5, the Apple Account Card is now live and available to users running the latest version of the operating system.

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Apple Pay Stories May 17

Update: Apple says the issue has now been resolved.

Apple Card – Resolved Issue. Some users may have experienced delays in receiving transaction notifications.

Apple recently released iOS 15.5 with some new features and improvements. However, it seems that the update has been causing some problems for users when it comes to the Wallet app. More specifically, there have been complaints about the app not showing the latest Apple Card and Apple Pay transactions.

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If you thought using Apple Pay was easy, a Mastercard Biometric Checkout Program will let you pay simply by smiling at the payment terminal.

The company says that the initiative will be rolled out globally, starting with trials in Brazil …

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Apple Pay Stories May 11

The newest Apple Pay promotion has been announced with the latest deals including up to 25% off popular retailers like Fila, Billabong, Quicksilver, Roxy, RVCA, Pacsun, and more. Read on for all the details.

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Apple Pay Stories May 2

The European Union shared a Statement of Objections earlier today in which it criticizes how Apple restricts the NFC technology on the iPhone to its own payments platform. Now a report from Bloomberg reveals that PayPal was one of the companies that supported the EU’s antitrust complaints against Apple Pay.

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Apple’s antitrust mess keeps getting worse, with today’s Apple Pay announcement as the latest example. The company is now under fire on so many flanks in so many countries that it spends half its PR life trying to defend its stance – and legislation is ultimately going to force it to change anyway.

To me, the most baffling thing about the company’s stubbornness on this issue is that the mess could so easily be resolved, and my bet is that it wouldn’t even cost the company much money.

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Apple Pay Stories April 29

Lawsuit alleges Apple should have to pay damages to consumers for suspending Apple Pay in Russia

A law firm in Russia has filed a lawsuit against Apple, seeking 90 million roubles ($1.28 million) in damages. The firm claims the tech giant has negatively affected consumers by withdrawing Apple Pay from the country. 

Apple Pay Stories April 27

Apple Pay Mother’s Day promo offers $15 off flowers, up to 25% off personalized gifts

Apple is out with its latest promotion for those using Apple Pay. To celebrate Mother’s Day, you can grab $15 off a bouquet through 1-800 Flowers and up to 25% off gifts through Apotheke and Zazzle.

Apple Pay Stories April 21

Apple Pay in Russia was last month suspended by the Cupertino company as one of a range of sanctions against the country for its invasion of Ukraine. A class action lawsuit has now been filed against Apple, arguing that Russian consumers have been harmed by losing access to the electronic wallet service.

Russian citizens who have been affected by the withdrawal of Apple Pay in the country are being invited to join the case …

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Apple Pay Stories April 20

Outages in Apple’s online services are not unusual, but this one is rather peculiar. Some users may not be able to add their Mastercard credit and debit cards to Apple Pay on Wednesday, according to Apple. The company says there’s an ongoing outage in its payment system, but it seems to only affect Mastercard users.

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If you checked your Wallet app today, you might have noticed that it features a notification badge there – this is because Apple Pay is upgrading fraud prevention features for some cards. Here’s what we know so far about this function.

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In a recent email to Apple Pay customers, there are new promotions when using the service while ordering food online. Through April 25, when ordering ahead at Jimmy John’s and Panera Bread, those using Apple Pay can receive exclusive offers on their meals. 

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Apple Pay Stories April 19

Apple today released the second beta of iOS 15.5 to developers, and while the update doesn’t bring any significant new features, it does hint at some changes Apple has been working on under the hood. Code analyzed by 9to5Mac shows that Apple Pay will soon support Bancomat and Bancontact networks.

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Apple Pay Stories April 14

With Earth Day coming later next week, Apple is once again promoting an interesting campaign. From now until April 22, the company will donate $1 to the World Wildlife Fund for every Apple Pay transaction made in Apple Stores, through the Apple Store app, or on its website.

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Apple Pay Stories April 6

Piper Sandler just shared its 43rd semi-annual Generation Z survey with 7,100 US teens. It shows that Apple Pay dominates teens’ favorite payment apps, while iPhone and AirPods are an important part of their daily lives.

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Apple Pay Stories April 5

Apple Pay is now available for some customers in Moldova

Today, Apple Pay is officially available in Moldova for customers of Moldinconbank, Victoriabank, and maib. Apple Pay has been gradually rolling out to more countries, as it just became available in some South American countries

Apple Pay Stories March 27

At the end of February, Apple announced it was suspending Apple Pay in Russia due to the war against Ukraine. While Visa and Mastercard cards were made immediately unavailable, the Russian Mir card was still working with Apple’s own payment service, but not anymore.

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