Apple Pay Overview Updated January 13, 2021

Apple Pay

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735 'Apple Pay' stories

April 2013 - January 2021

Apple Pay is Apple’s mobile payments solution that allows users to seamlessly use their phone to pay for purchases both in retail stores, apps, and the web. The service was first introduced in 2014 and has been expanding to additional countries ever since then.

The service works in retail stores by simply holding your iPhone over a compatible checkout terminal and authenticating the purchase via Touch ID, or your Apple Watch with no further authentication required once you have unlocked the Watch. It’ss compatible with all iPhones from 6/6 Plus and and beyond, and all versions of Apple Watch.

In apps, it works by pulling in your card information and seamlessly allowing you to checkout using that card information. This prevents you from having to manually enter your card information every time you want to make a purchase. In addition to working with all of the iPhone models previously mentioned, Apple Pay in apps also works on iPads from the iPad mini 3 and Air 2 and beyond. Apple Pay is supported on the Mac and on the web with iOS 10 and macOS Sierra and beyond.

In addition to working with debit and credit cards, Apple Pay also works with rewards cards and store cards. This means that you can add something like your Starbucks card, Walgreens Balance Rewards card, and more to the Wallet app to easily keep track of everything.

To set up Apple Pay on an iPhone, open the Wallet app on iOS 11 and tap the plus (+) icon in the top right corner to begin, then follow the prompts. To add a debit card to the Apple Watch, go to the Apple Watch app on iPhone and look for the Wallet & Apple Pay section, then Add Credit or Debit Card section.

Apple Pay is the dominant mobile payments solution, even forcing its biggest potential competitor to shutdown, and as the service continues to expand, it will only get better. View the full list of retailers and banks that support the service on Apple’s website

Apple Pay is available in the following countries (click the country name to see compatible banks):




Hong Kong



New Zealand




Czech Republic







Isle of Man







San Marino





United Kingdom

Vatican City


Saudi Arabia

United Arab Emirates


The United States

Apple Pay Stories January 13

Apple Pay promo offers four months of free unlimited coffee at Panera Bread

Apple has just announced its latest promo for Apple Pay users, and it offers four months of unlimited coffee at Panera Bread. The offer is valid when you check out with Apple Pay in the Panera Bread app.

It’s now possible to use an iPhone to charge Paris metro cards with both single journey tickets and daily, weekly, and monthly passes. You touch your Navigo card to your iPhone to authorize payment via Apple Pay, using the app to select the ticket or pass you want.

The feature was expected to launch next, but is rolling out a week ahead of schedule – though not yet for all compatible iPhones …

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Apple Pay Stories January 11

Videos: Apple promotes iPhone and Apple Pay privacy in new ads

Apple has shared a pair of new privacy advertisements on one of its YouTube channels today. The new privacy ads focus on Face ID and Apple Pay, while Apple has also shared a new video highlighting the iPhone’s sustainability initiatives.

Apple Pay Stories December 31, 2020

New York City’s subway began adding support for contactless payments in May 2019, but since then, only a few selected lines have received the technology. However, New York’s MTA announced today that everyone can now finally use Apple Pay and other contactless payment methods across all its stations.

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Apple Pay Stories December 29, 2020

In the latest special offer of 2020 for Apple Pay users, Apple is promoting its payment service with a 20% discount for orders in the Grubhub app or website. The offer, of course, is valid when you checkout with Apple Pay.

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Apple Pay Stories December 21, 2020

Apple reminds developers about new EU payment policies starting December 31

New legislation in the EU is set to take effect on December 31 that will impact online purchases. Apple has given a heads up about how developers will be impacted and what to do to prepare for the changes.

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