Apple Pay Overview Updated April 22, 2019

Apple Pay

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630 'Apple Pay' stories

April 2013 - April 2019

Apple Pay is Apple’s mobile payments solution that allows users to seamlessly use their phone to pay for purchases both in retail stores, apps, and the web. The service was first introduced in 2014 and has been expanding to additional countries ever since then.

The service works in retail stores by simply holding your iPhone over a compatible checkout terminal and authenticating the purchase via Touch ID, or your Apple Watch with no further authentication required once you have unlocked the Watch. It’ss compatible with all iPhones from 6/6 Plus and and beyond, and all versions of Apple Watch.

In apps, it works by pulling in your card information and seamlessly allowing you to checkout using that card information. This prevents you from having to manually enter your card information every time you want to make a purchase. In addition to working with all of the iPhone models previously mentioned, Apple Pay in apps also works on iPads from the iPad mini 3 and Air 2 and beyond. Apple Pay is supported on the Mac and on the web with iOS 10 and macOS Sierra and beyond.

In addition to working with debit and credit cards, Apple Pay also works with rewards cards and store cards. This means that you can add something like your Starbucks card, Walgreens Balance Rewards card, and more to the Wallet app to easily keep track of everything.

To set up Apple Pay on an iPhone, open the Wallet app on iOS 11 and tap the plus (+) icon in the top right corner to begin, then follow the prompts. To add a debit card to the Apple Watch, go to the Apple Watch app on iPhone and look for the Wallet & Apple Pay section, then Add Credit or Debit Card section.

Apple Pay is the dominant mobile payments solution, even forcing its biggest potential competitor to shutdown, and as the service continues to expand, it will only get better. View the full list of retailers and banks that support the service on Apple’s website

Apple Pay is available in the following countries (click the country name to see compatible banks):




Hong Kong



New Zealand




Czech Republic







Isle of Man







San Marino





United Kingdom

Vatican City


Saudi Arabia

United Arab Emirates


The United States

Apple Pay Stories Today

Department store giant JCPenney has dropped support for Apple Pay from both its retail stores, and its app.

The company’s Twitter support account confirmed the change over the weekend …

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Apple Pay Stories April 17

Uber announced today that it is adding Apple Pay support to its food delivery Uber Eats service. While Apple Pay has been available in the Uber ride-sharing app for several years, it was notably missing from the Uber Eats counterpart.

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Apple Pay Stories March 29

On Monday, I attended Apple’s very different kind of special event at Steve Jobs Theater at Apple Park. There was no new hardware to unveil — new iPads, iMacs, and AirPods came the week before — so four new services took the show: Apple News+, Apple Card, Apple Arcade, and Apple TV+

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While regular Apple Pay users tend to love the mobile wallet service, Apple so far hasn’t really hit mass-market adoption. Ironically, it seems a physical Apple Card could be the thing that changes that.

Absolute numbers for Apple Pay sound impressive. Tim Cook announced that there were over a billion Apple Pay transactions in Q3 of 2018, for example. It’s been estimated that around a third of iPhone users have activated it.

But if you look at usage in percentage terms, things look less rosy …

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Apple Pay Stories March 28

The availability of Apple Pay at sporting events continues to expand today. Square has announced that it is partnering with the Washington Nationals to bring its Caviar Pickup service and Square Terminal platforms to Nationals Park for the 2019 Major League Baseball season.

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Apple Pay Stories March 27

Several banks have between them announced that Apple Pay is coming to seven more European countries ‘soon.’

Bizarrely, Mobile bank N26 deleted the Facebook post in which it named five of the countries, but its Twitter accounts confirmed one of them and announced another, with those posts still up …

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