Apple Pay Overview Updated October 16, 2019

Apple Pay

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674 'Apple Pay' stories

April 2013 - October 2019

Apple Pay is Apple’s mobile payments solution that allows users to seamlessly use their phone to pay for purchases both in retail stores, apps, and the web. The service was first introduced in 2014 and has been expanding to additional countries ever since then.

The service works in retail stores by simply holding your iPhone over a compatible checkout terminal and authenticating the purchase via Touch ID, or your Apple Watch with no further authentication required once you have unlocked the Watch. It’ss compatible with all iPhones from 6/6 Plus and and beyond, and all versions of Apple Watch.

In apps, it works by pulling in your card information and seamlessly allowing you to checkout using that card information. This prevents you from having to manually enter your card information every time you want to make a purchase. In addition to working with all of the iPhone models previously mentioned, Apple Pay in apps also works on iPads from the iPad mini 3 and Air 2 and beyond. Apple Pay is supported on the Mac and on the web with iOS 10 and macOS Sierra and beyond.

In addition to working with debit and credit cards, Apple Pay also works with rewards cards and store cards. This means that you can add something like your Starbucks card, Walgreens Balance Rewards card, and more to the Wallet app to easily keep track of everything.

To set up Apple Pay on an iPhone, open the Wallet app on iOS 11 and tap the plus (+) icon in the top right corner to begin, then follow the prompts. To add a debit card to the Apple Watch, go to the Apple Watch app on iPhone and look for the Wallet & Apple Pay section, then Add Credit or Debit Card section.

Apple Pay is the dominant mobile payments solution, even forcing its biggest potential competitor to shutdown, and as the service continues to expand, it will only get better. View the full list of retailers and banks that support the service on Apple’s website

Apple Pay is available in the following countries (click the country name to see compatible banks):




Hong Kong



New Zealand




Czech Republic







Isle of Man







San Marino





United Kingdom

Vatican City


Saudi Arabia

United Arab Emirates


The United States

Apple Pay Stories October 16

Apple’s contactless payment service, Apple Pay, is apparently under scrutiny by the European Commission again. A report from MLex says that the EU is fielding comments from other companies in the payment space on Apple’s market behavior.

Specifically, the investigation covers topics like the prominence of Apple Pay when users set up an iPhone, like the “Set Up Now” notifications that pop up in the Settings app. Another possible issue is the fact that Apple does not let other NFC payment services integrate with the Wallet app, meaning Apple Pay has several exclusive integrations into iOS.

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Apple Pay Stories October 15

Update: Raifeissen Bank in the Czech Republic also today enabled Apple Pay on all their cards, including partner/branded creditcards.

Apple Pay today continues its European expansion, coming to new banks in Austria, Germany, and the Netherlands — some five years after the mobile wallet service first launched in the US.

Bunq expands today to Austria, its eighth European country after Belgium, France, Germany, Ireland, Italy, the Netherlands, and Spain…

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Apple Pay Stories September 9

Today, September 9th marks the fifth anniversary since Apple Watch and Apple Pay were unveiled. It also happens to be the anniversary of when Apple loaded U2’s album Songs of Innocence onto all of its users iTunes accounts before releasing a tool a week later to let frustrated customers remove it (and of course, Tim Cook and Bono’s finger tap). Follow along for a look at how Apple’s payment platform and market-leading wearable have evolved over the years and where they’re heading next.

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Octopus Apple Pay support in Hong Kong: more details emerge from iOS 13 beta

After an initial clue in June, the following month saw official confirmation from Apple that Octopus Apple Pay support will be part of iOS 13.

Some more details have now emerged thanks to some screenshots from the beta version…

Apple Pay Stories September 5

Southwest Airlines has a convenient new way to securely pay for plane tickets from your iPhone. The airline’s mobile app now supports Apple Pay at checkout for flights and other services.

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Apple has taken its push into consumer finance up a notch recently with Apple Card and the continued expansion of Apple Pay. Now, Apple Pay vice president Jennifer Bailey has hinted that Apple is also keeping a close eye on cryptocurrency, while also looking at ways to improve Apple Pay.

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