People have been enjoying using Apple Pay. Apple Pay is Apple’s mobile payment system that allows you to pay for things in stores and through apps with different banks and credit cards. Using Apple Pay is more secure than swiping your credit or debit card because your card number, identity and CVV code are not visible to the merchant. Instead, with Apple Pay each card is assigned a unique Device Account Number that is encrypted and stored in the Secure Element, a dedicated chip in the device. Setting up Apple Pay is relatively straightforward and it is done through either Passbook or Settings. In this how-to article I will discuss how to remotely remove your credit cards from Apple Pay in case your iPhone or iPad gets stolen.
On any computer go to iCloud.com and sign in with your Apple ID.
Then you are going to press on Settings.
Under Settings, it lists if you are participating in Family Sharing and the devices that you have iOS 8 and Yosemite installed on and are signed into. If you are seeing Pay next to the device information, that indicates that you are using Apple Pay on that device.
Clicking on the device that will bring up it’s information. It will show you when the device last backed up to iCloud, the last four numbers of the credit cards being used with Apple Pay, the device’s serial number, and the device’s IMEI (displayed only for iPhones or cellular iPads). Underneath the credit card information, there is a Remove link in blue.
Clicking on the word Remove has you confirm that you want to remove your credit cards from Apple Pay. Doing so, will allow you to remotely remove your credit cards off of your device. It can take up to 30 seconds for the card to be removed. You can always add the cards again later in Passbook.
When you press Remove, it de-authorizes the card from Passbook, so it is no longer accessible to be used. That is how you remotely remove all of your credit cards from your device. Since Apple Pay can’t be used by anyone that doesn’t have a fingerprint on your device, it is still a good idea to remove all of the payment options off of it, incase your iPhone, iPad Mini 3, or iPad Air 2 get lost or stolen.