[Update: Apple says the issue is now resolved after roughly seven hours.]

If you’re having trouble setting up Apple Pay this morning, it’s not just you. Apple is currently reporting an hours-long issue with adding credit cards and debit cards to the mobile payment service.

The issue only appears to be affecting Visa cards, not American Express, MasterCard, or Discover cards, which suggests it could be an issue on Visa’s side. Making payments with Apple Pay Visa cards also appears unaffected as the issue is only with adding new cards to Apple Pay.

However, the issue is the first we’ve seen of its kind and has been going on for roughly five hours and counting. Apple acknowledges the issue began affecting “some users” around 4:15 am ET.

We’ll keep an eye on the situation and update when everything clears up. In the meantime, you’ll have to pay for your latte the old-fashioned if you’re setting up Apple Pay for the first time.

Apple Pay outage