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Apple Pay

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Apple Pay is Apple’s mobile payments solution that allows users to seamlessly use their phone to pay for purchases both in retail stores, apps, and the web. The service was first introduced in 2014 and has been expanding to additional countries ever since then.

The service works in retail stores by simply holding your iPhone over a compatible checkout terminal and authenticating the purchase via Touch ID, or your Apple Watch with no further authentication required once you have unlocked the Watch. It’ss compatible with all iPhones from 6/6 Plus and and beyond, and all versions of Apple Watch.

In apps, it works by pulling in your card information and seamlessly allowing you to checkout using that card information. This prevents you from having to manually enter your card information every time you want to make a purchase. In addition to working with all of the iPhone models previously mentioned, Apple Pay in apps also works on iPads from the iPad mini 3 and Air 2 and beyond. Apple Pay is supported on the Mac and on the web with iOS 10 and macOS Sierra and beyond.

In addition to working with debit and credit cards, Apple Pay also works with rewards cards and store cards. This means that you can add something like your Starbucks card, Walgreens Balance Rewards card, and more to the Wallet app to easily keep track of everything.

To set up Apple Pay on an iPhone, open the Wallet app on iOS 11 and tap the plus (+) icon in the top right corner to begin, then follow the prompts. To add a debit card to the Apple Watch, go to the Apple Watch app on iPhone and look for the Wallet & Apple Pay section, then Add Credit or Debit Card section.

Apple Pay is the dominant mobile payments solution, even forcing its biggest potential competitor to shutdown, and as the service continues to expand, it will only get better. View the full list of retailers and banks that support the service on Apple’s website

Apple Pay is available in the following countries (click the country name to see compatible banks):

Australia

China*

Hong Kong

Japan

Kazakhstan

New Zealand

Singapore

Taiwan

Belgium

Czech Republic

Denmark

Finland

France

Germany

Guernsey

Ireland

Isle of Man

Italy

Jersey

Monaco

Norway

Poland

Russia

San Marino

Spain

Sweden

Switzerland

Ukraine

United Kingdom

Vatican City

Brazil

Saudi Arabia

United Arab Emirates

Canada

The United States

Apple will now be treated like a bank, says US Consumer Financial Protection Bureau

Apple will now be treated like a bank, says US Consumer Financial Protection Bureau | In-store Apple Pay transaction on Square terminal

The popularity of Apple Pay will now see the Cupertino company regulated by the US Consumer Financial Protection Bureau (CFPB), a watchdog whose role is normally limited to banks and financial services companies.

The decision means that the bureau will have the power to monitor and regulate Apple’s policies and practices in regard to its mobile wallet services …

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Tap to Pay on iPhone expands to more countries

Tap to Pay Apple iPhone

This morning, Apple announced that Tap to Pay on iPhone is rolling out to more markets, with five new countries across Europe.

Tap to Pay on the iPhone is the feature where businesses can use an iPhone as a contactless terminal to accept payments. The customer simply holds their contactless card, or iPhone or Watch, near the merchant’s iPhone to complete the payment using NFC chip inside the iPhone.

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Home Depot quietly begins rolling out Apple Pay support

Just a few hours ago, I wrote about H-E-B finally caving to the pressure and rolling out Apple Pay to all of its locations. As it turns out, H-E-B isn’t alone in this change. According to multiple 9to5Mac readers and reports across social media, Home Depot has also recently started rolling out Apple Pay support.


Update October 9, 2024: Home Depot spokesperson Beth Marlowe confirmed this news in a statement to 9to5Mac:

“We have begun rolling out contactless as a payment option in our U.S. stores. We anticipate the rollout will be completed to most of our stores and registers later this year.”

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Apple Pay now integrates with Affirm on iOS 18 following ‘Apple Pay Later’ discontinuation

Remember Apple Pay Later? The buy-now-pay-later service from Apple barely launched before the company decided to nerf it. Replacing Apple’s BNPL option is integration with more widely available options. As of today, the popular BNPL service from Affirm is available as an option for qualified iOS 18 users when checking out with Apple Pay.

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Here’s a look at iOS 18’s ‘Tap to Provision’ feature for adding cards to Apple Pay

iOS 18 Tap to Provision Apple Pay

As we reported earlier this month, iOS 18 adds a new feature called “Tap to Provision,” which makes it much easier for users to add their credit and debit cards to Apple Pay in the Wallet app. The feature already seems to be working for some users running the latest beta on their iPhone, and we now have more details on how it works.

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Apple Pay Later withdrawal likely because of a law passed in 1968

Apple Pay Later withdrawal | Screengrab from the service

We speculated at the time that the decision to withdraw Apple Pay Later was probably driven by a desire to get ahead of upcoming legislation, and a piece today suggests that it’s actually a new interpretation of a very old law.

The Truth in Lending Act was passed in 1968, and grants consumers a number of protections when it comes to credit cards – and Apple Pay Later seemed set to fall within scope …

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Apple discontinuing Apple Pay Later, ahead of new features launching this fall

Apple has announced that it is no longer offering Apple Pay Later, the “buy now, pay later” service that launched in the United States last year. The change goes into effect starting today, Apple says. Existing users with open Apple Pay Later loans will still be able to manage them via the Wallet app.

In its place, Apple is focusing on new features coming globally to Apple Pay later this year, including the ability to access installment loan offerings from eligible credit or debit cards, as well as Affirm.

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Stripe officially launches Apple Pay Later support, now enabled by default for merchants

Apple Pay Later officially started rolling out a year ago. The feature gives users a way to easily split in-app and online Apple Pay purchases into four equal payments across six weeks, with no fees or interest.

While Apple Pay Later has broadly been available at a lot of retailers since last year, Stripe this week announced that Apple Pay Later is now enabled by default for all merchants who accept Apple Pay.

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PayPal now offers Tap to Pay on iPhone for Venmo and Zettle customers in the US

Tap to Pay on iPhone

PayPal on Thursday announced that it is bringing Tap to Pay on iPhone to its business customers through the Venmo and PayPal Zettle platforms in the US. With Tap to Pay on iPhone, vendors can use an iPhone to accept contactless payments, whether with Apple Pay, NFC-enabled cards, or other digital wallets.

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