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Apple Pay now offers ‘pay over time’ with Synchrony [U: Removed]

Following the abrupt discontinuation of Apple Pay Later over the summer, Apple has been rolling out support for multiple third-party ‘pay over time’ alternatives. The latest Apple Pay addition: Synchrony.

Update: Aaron Perris, who first noticed Synchrony had been added by Apple, now notes that all references to the provider have been removed from Apple’s support document. As Perris notes, “Looks like someone published the support document too early.”

Pay Later with Apple Pay includes three separate options

Apple Pay already offered two different pay later options:

But as noted by MacRumors, today Apple has rolled out support for a third provider.

Synchrony has been added to the list of ‘Pay with installments’ providers in the US.

This means you’ll be able to split certain Apple Pay purchases into multiple installments, similar to what Apple Pay Later offered.

Apple describes the feature this way, with a key qualifier:

You can pay with installments and rewards using eligible debit and credit cards when you check out with Apple Pay online and in apps, on iPhone and iPad.

Some cards from participating banks might not support these features. Contact your bank for more information.

When checking out with Apple Pay, you can tap ‘Change Payment Method’ to find the available Pay Later options for your purchase, including Synchrony where available.

Do you use Apple Pay’s pay over time options? What’s your experience been like? Let us know in the comments.

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Avatar for Ryan Christoffel Ryan Christoffel

Ryan got his start in journalism as an Editor at MacStories, where he worked for four years covering Apple news, writing app reviews, and more. For two years he co-hosted the Adapt podcast on Relay FM, which focused entirely on the iPad. As a result, it should come as no surprise that his favorite Apple device is the iPad Pro.