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Apple, Google, PayPal & others form coalition to ensure lawmakers understand financial tech

With Apple Pay, Google Wallet and other services transforming the way people carry out transactions, Apple has joined forces with four other companies to ensure that lawmakers don’t end up ‘inadvertently’ stifling innovation in the financial services field.

Technology industry leaders Amazon, Apple, Google, Intuit and PayPal today announced the formation of Financial Innovation Now, a coalition that will promote policies to help foster greater innovation in financial services.

While the new organization uses relatively diplomatic language, it’s pretty clear that the aim is to ensure that politicians don’t screw things up by introducing poorly thought-out legislation, like the infamous example proposed by Democratic Rep. Joshua Peters … 

Back in January, the Missouri lawmaker proposed a new law that would require shoppers to show photo ID whenever they used a mobile wallet service like Apple Pay, with clerks obliged to record the ID details before processing the transaction.

Brian Peters, Executive Director of Financial Innovation Now, says that the lobbying group wants to help lawmakers understand modern payment technologies.

Financial Innovation Now wants policymakers to understand how new technologies can help solve today’s policy challenges […]

The regulatory environment must allow these new innovations to enter and compete in the marketplace. We look forward to working with policymakers to promote the adoption of new services, many of which are already bringing significant benefits to consumers and small businesses today.

The group plans to lobby lawmakers to modernize the financial services system through better security and real-time payment processing.

Apple is continuing to expand Apple Pay, with an ever-growing list of new banks in the U.S. plus further international expansion. The company recently reported double-digit monthly growth.

Via Re/code

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Comments

  1. tacos1314 - 9 years ago

    Unless apple and Google work to expand where contactless payments can be used, both of these systems will be forgotten. I try to use Apple Pay but there are hardly any stores in my area that take it. Adding more banks is awesome but we need more places to except it. They need to make more partnerships with companies.

    • I live in Greenville, SC and about half of my shopping is done through apple pay. Two major grocery chains, gas stations, Starbucks, a handful of fast food joints, Walgreens. I imagine its either your town or your lifestyle. I agree it needs to keep growing but its definitely not going any where.

      • galley99 - 9 years ago

        I also, live in Greenville. The only place I use I regularly is the vending machines at work. I’m not really seeing it anywhere else.

    • hodar0 - 9 years ago

      I live in Utah, and while I do not live in a busy metropolis; I don’t have any problem at all using ApplePay. I use it at my drug store, when I buy groceries, and even when I buy gas, even many resturants. The only place I have found that doesn’t accept ANY contactless payment system is Walmart.

  2. hodar0 - 9 years ago

    You mean like the Politicians understand Insurance Industry, the Banking Industry, Criminal Law, Gun Control, Tax Law, welfare, job growth, basic economics, international trade, software, foreign policy, international treaties and basic ethics and morals? Are you talking about the same group of idiots I see on the television who cannot tell the truth about very simple things? The same group of degenerates that I wouldn’t trust to empty my cat’s litter box?

    They understand ONE thing. How much money are you going to pay them. They don’t care about the country, jobs, the welfare of their constituents – they care about how much money you are going to give them.

    • tacos1314 - 9 years ago

      It must be my State (Oklahoma) and town. Which is a larger one. Whole foods and sprouts offer it. And fast food. But no gas station I have been to uses them, nor any stores with exception of Macy’s and Lego store. I hope small companies who use square start to use the new readers that they have.

    • tacos1314 - 9 years ago

      It must be my State (Oklahoma) and town. Which is a larger one. Whole foods and sprouts offer it. And fast food. But no gas station I have been to uses them, nor any stores with exception of Macy’s and Lego store. I hope small companies who use square start to use the new readers that they have.

  3. Gregory Wright - 9 years ago

    The heck with this coalition just pay them off. Money is real simple to understand.

Author

Avatar for Ben Lovejoy Ben Lovejoy

Ben Lovejoy is a British technology writer and EU Editor for 9to5Mac. He’s known for his op-eds and diary pieces, exploring his experience of Apple products over time, for a more rounded review. He also writes fiction, with two technothriller novels, a couple of SF shorts and a rom-com!


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