2014-09-29 21_22_26-Hamza Sood on Twitter_ _Apple Pay settings and privacy http___t.co_N9m87XITNy_

According to newly surfaced screenshots of a modified version of the recently released iOS 8.1 beta, it appears that the upcoming iPad line will have some amount of Apple Pay capability and a Touch ID sensor to match. Additionally, screenshots of a hidden Passbook settings page have surfaced showing what it might look like when adding a credit card for use with Apple Pay.

The above screenshots come via Hamza Sood, and include one of the “About Apple Pay and Privacy” page as well. We’ve embedded the full transcript below. As for the screenshot on the left, there’s an option for adding a credit card or debit card, choosing your default card, and entering default transaction information such as address, email, and phone number.


As for the iPad, the above line of code supposedly appears somewhere in the iOS 8.1 beta. The string says “Pay with iPad using Touch ID. With Apple Pay, you no longer need to type card numbers and shipping information.” Notably, while this is fairly good evidence for features many assumed would be coming to the new iPads anyway, this doesn’t necessarily prove anything as fact. Hamza Sood went on to clarify that there isn’t any evidence of NFC on the iPad.

When you choose to add a payment card to Apple Pay, information you provide about your card may be collected in order to determine your eligibility and enable use of the feature. Information about your payment card, including your credit or debit card number, the name and billing address associated with your account, general information about your iTunes and App Store account activity (e.g., whether you have a long history of transactions within iTunes), information about your device (e.g., the name of your device), as well as your location at the time you add your card (if you have Location Services enabled), may be sent to Apple and provided by Apple to your card issuer and payment network in order to determine the eligibility of your ca rd, for fraud detection purposes and to facilitate your use of the Apple Pay feature.

When you make an Apple Pay transaction, your payment information will be provided to the merchant where you make a purchase. The card number from your credit or debit card is not provided to the merchant by Apple.

In addition to this information, when you choose to use Apple Pay to make payments in apps, your zip code will be provided to merchants in order to enable tax and shipping cost calculation. Other information you provide when finalizing your payment (e.g., a shipping address) will also be provided to the merchant with your consent. In order to securely transmit this information to merchants when you use Apple Pay to make payments in apps, the information is sent to Apple in encrypted form where it is briefly decrypted and re-encrypted with a key which only the merchant can read. Apple does not retain any of this information in a form that personally identifies you.

If you have Location Services turned on, the location of your iOS Device at the time you use your iOS Device to make purchases in stores may be sent anonymously to Apple and will be used to help Apple Pay improve the accuracy of business names in the Passbook card transaction history and may be retained in the aggregate to improve other Apple products and services. You may disable the location-based functionality of Apple Pay by going to the Location Services setting on your iOS Device and turning off the individual location setting for Passbook.

By using Apple Pay, you agree and consent to Apple’s and its subsidiaries’ and agents’ transmission, collection, maintenance, processing, and use of all of the foregoing information, to provide Apple Pay functionality. Apple Pay data that has been disassociated from you may be retained for a limited period of time to generally improve Apple Pay and other Apple products and services.

At all times your information will be treated in accordance with Apple’s Privacy Policy, which is incorporated by reference into this License and can be viewed at: www.apple.com/privacy/.

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