Apple has made a formal complaint to the Australian Competition and Consumer Commission in response to resistance from Australian financial institutions to adopt Apple Pay. Apple says the country’s three largest banks have formed a monopolistic cartel and are collectively dictating terms of new payment business models, like Apple Pay.
It also rejected the request from banks to let them have access to the NFC radio and create alternate contactless payment systems on top of the iPhone. Apple says doing so would compromise the security of its platform as it mandates very high standards when customers make payments on Apple systems.
Australia’s three biggest banks are claiming that Apple is in breach of antitrust laws by not allowing third-party mobile payment apps to use the NFC chip used by Apple Pay for contactless payment.
Reuters reports that the banks have initially requested permission from regulators to jointly negotiate with Apple – ironically, because they might themselves be in breach of antitrust laws if they clubbed together to negotiate without clearance to do so …
December 3, 2015
KGI’s Ming-Chi Kuo, who has a good track record on what if not when, says that Apple’s new 4-inch iPhone will “resemble an upgraded iPhone 5s,” but will get some new internals. Externally, he suggests the main visible difference will be similar curved-edge glass to the iPhone 6/6s.
Beneath the hood, he says the phone – expected to be dubbed the iPhone 6c – will get an A9 processor and NFC chip to support Apple Pay. The camera will, however, be identical to that in the 5s. Kuo’s investment note also supports recent reports that the 6c will get a metal case, stating that it will be available in at least 2-3 colors.
Kuo expects the phone to hit in the first quarter of next year, but does think that it may generate relatively modest sales … expand full story
August 26, 2015
Coin, the company behind the innovative electronic card that aimed to consolidate your wallet into a single card, has today announced the 2.0 version of its offering. The first iteration of Coin began shipping in April 2015 and anyone who owns the first generation of the product is eligible for a free upgrade to Coin 2.0. Coin 2.0 includes a variety of enhancements, most important of which comes with the addition of NFC.
August 12, 2015
Nearly one year after launching its first devices with NFC chips, the iPhone 6 and iPhone 6 Plus, to enable the Apple Pay mobile payments system, Apple has joined the official NFC Forum as a top-tier sponsor. Along with the sponsorship role, Apple has joined the forum’s Board of Directors, according to the forum’s official website. The site lists representation from Aon Mujtaba, a Director on Apple’s Wireless Systems Engineering team for the iPhone. Paula Hunter, the NFC Forum’s Director, made the announcement by saying that the organization is “delighted to welcome Apple to [its] board of directors as an NFC Forum sponsor member.”
July 3, 2015
Our look at the upcoming “iPhone 6S” continues today with a discussion of new internal components that are expected to be inside Apple’s latest smartphone. In addition to expected changes such as a Force Touch display, upgraded camera system, and new Qualcomm LTE chip for up to twice-as-fast data speeds, the next iPhone will likely include updated NFC hardware, fewer and more efficient chips, and new flash memory that may nonetheless remain at a 16GB minimum capacity.
June 10, 2015
Verifone will be among the first to enable its NFC terminals to support Apple Pay’s upcoming support for customer loyalty cards, the company announced today.
As part of its WWDC announcements on Monday, Apple said that it would soon enable loyalty cards in Apple Pay as it renames the iOS Passbook app “Wallet” to better reflect the addition of payment services since its launch. But before that happens, payment terminal manufacturers will have to flip the switch on support for loyalty cards through their NFC terminals. One of the first companies to do that will be Verifone, one of the leaders in making NFC terminals.
The company announced today that it will enable support for loyalty cards on its MX 915 and MX 925 terminals, allowing six national and global retailers to start accepting loyalty transitions and redeeming rewards through Apple Pay. expand full story
June 3, 2015
May 1, 2015
Following its usual teardown of the Apple Watch, iFixit today released its first repair guides for Apple’s new device covering screen, NFC antenna, and battery replacements, as well as the process of safely replacing adhesives during repair.
When it comes to the NFC antenna, iFixit warns that it’s easy to damage the component when opening the Apple Watch for any repair, meaning replacement or repair might be necessary: expand full story
January 10, 2015
December 14, 2014
Some users have noticed issues with the iPhone 6 Plus camera and NFC on both the iPhone 6 and 6 Plus, but the cause of the problem— interference from magnets and metal components in accessories— isn’t well documented.
The cause of the issue has been noticed by a small number of users online, and Apple does briefly warn users to avoid accessories that use magnets or metal components in a support document quietly updated in the months following the launch of the new iPhones. But it’s not something most users are aware of when purchasing accessories that might end up causing problems for their new iPhone.
Behind the scenes Apple has started telling at least accessory makers in its MFi program to avoid using metal and magnets due to the issue with iPhone 6 Plus optical image stabilization, according to sources familiar with Apple’s MFi licensing program. expand full story
October 30, 2014
While the MCX consortium’s CurrentC mobile payment service isn’t due to launch until next year, it has been carrying out limited trials, facilitated by placing the app in the iTunes store. iPhone owners have been expressing their displeasure at the blocking of Apple Pay by MCX members by rating and reviewing the app.
At the time of writing, the app had accumulated 2,856 1-star reviews against a total of just 30 reviews giving it 2 stars or more … expand full story
October 27, 2014
If you’ve ever made a contactless credit card payment in a retail store, you’ve likely run into a VeriFone NFC-terminal: recent estimates put it at approximately 60% global market share for EMV payment terminals, for example. Today, the company is launching a new campaign along with payment processing company Vantiv that encourages Verifone’s massive network of clients to upgrade their terminals and get ready for Apple Pay: expand full story
The Information is reporting that Apple is actively scouting out partnerships to increase the utility of the NFC chip inside the iPhone 6 and iPhone 6 Plus. Right now, the chip can only be used for payments through Apple Pay as the API is not available to third-party developers.
The Information says that the company is talking to potential partners about using the technology for things like building security, public transit tickets and more. The report names that Apple has already been in talks with HID Global and Cubic, who make electronic ‘keycard’ secure building access and transit fare systems.
The Apple representatives have talked to technology providers like HID Global and Cubic, which enable secure access to buildings and transit fare systems, respectively, said people briefed on the discussions. Spokespeople for the companies declined to comment about any discussions with Apple, but executives there discussed how they could integrate their systems with the iPhone.
In fact, Apple has already announced a similar partnership with Starwood Hotels, where Apple users can replace hotel keycards with their Apple Watch, although this uses Bluetooth rather than NFC technology.
The NYT reports that Rite Aid has joined CVS in disabling Apple Pay as a payment method in its stores. Like CVS, Rite Aid is a member of the Merchant Customer eXchange (MCX) consortium promoting a rival mobile payment service, CurrentC.
Consumers are responding by threatening to boycott stores which disable Apple Pay, with more than 2,000 comments across several Reddit threads on the topic. Android users are joining in, as disabling NFC also blocks alternative mobile payment services offered by higher-end Android handsets … expand full story
October 25, 2014
CVS Pharmacy has decided to disable all NFC terminals in all of its stores after it was discovered that Apple Pay would work with the hardware. CVS sent a memo to its stores, which was posted by SlashGear, saying that Apple Pay was not a supported payment type and that customers would have to choose some other payment method in order to check out.
The notice also explains the reason for the change: CVS is currently part of a consortium of retailers attempted to create an alternative mobile payment method called CurrentC. The new system isn’t based on NFC. It is, however, based on something you’ve probably seen before…
October 24, 2014
October 21, 2014
Following yesterday’s launch of Apple Pay through participating card issuers, banks and retailers in the US, some users have discovered that the payment service is also already being accepted through some retailers abroad. 9to5Mac readers report using Apple Pay loaded with a US-based credit card at retailers in Australia and Canada… expand full story