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Apple Pay

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Apple Pay is Apple’s mobile payments solution that allows users to seamlessly use their phone to pay for purchases both in retail stores, apps, and the web. The service was first introduced in 2014 and has been expanding to additional countries ever since then.

The service works in retail stores by simply holding your iPhone over a compatible checkout terminal and authenticating the purchase via Touch ID, or your Apple Watch with no further authentication required once you have unlocked the Watch. It’ss compatible with all iPhones from 6/6 Plus and and beyond, and all versions of Apple Watch.

In apps, it works by pulling in your card information and seamlessly allowing you to checkout using that card information. This prevents you from having to manually enter your card information every time you want to make a purchase. In addition to working with all of the iPhone models previously mentioned, Apple Pay in apps also works on iPads from the iPad mini 3 and Air 2 and beyond. Apple Pay is supported on the Mac and on the web with iOS 10 and macOS Sierra and beyond.

In addition to working with debit and credit cards, Apple Pay also works with rewards cards and store cards. This means that you can add something like your Starbucks card, Walgreens Balance Rewards card, and more to the Wallet app to easily keep track of everything.

To set up Apple Pay on an iPhone, open the Wallet app on iOS 11 and tap the plus (+) icon in the top right corner to begin, then follow the prompts. To add a debit card to the Apple Watch, go to the Apple Watch app on iPhone and look for the Wallet & Apple Pay section, then Add Credit or Debit Card section.

Apple Pay is the dominant mobile payments solution, even forcing its biggest potential competitor to shutdown, and as the service continues to expand, it will only get better. View the full list of retailers and banks that support the service on Apple’s website

Apple Pay is available in the following countries (click the country name to see compatible banks):

Australia

China*

Hong Kong

Japan

Kazakhstan

New Zealand

Singapore

Taiwan

Belgium

Czech Republic

Denmark

Finland

France

Germany

Guernsey

Ireland

Isle of Man

Italy

Jersey

Monaco

Norway

Poland

Russia

San Marino

Spain

Sweden

Switzerland

Ukraine

United Kingdom

Vatican City

Brazil

Saudi Arabia

United Arab Emirates

Canada

The United States

Apple Pay Cash payment feature won’t ship in time for iOS 11 and watchOS 4 launch

Apple previewed its new virtual debit card and person-to-person payment feature called Apple Pay Cash back at WWDC in June, but the feature wasn’t present in iOS 11 and watchOS 4 betas over the summer. Apple shared the final version of iOS 11.0 and watchOS 4.0 with testers last week, and Apple Pay Cash was still not enabled. Now Apple has acknowledged the missing feature and shared an update for when we can expect to see it ship.


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Garmin’s latest fitness watch goes head-to-head with Apple Watch as it launches Garmin Pay

Garmin’s latest fitness-focused smartwatch appears to be targeted directly at the Apple Watch market, with a $300 price tag and the inclusion of a contactless payment facility, Garmin Pay.

Like Apple Pay, Garmin Pay supports both Visa and Mastercard debit and credit cards from major banks, and it offers the same approach to security as the Apple Watch. It uses token-based payments, and entering a passcode activates the payment functionality while it is disabled as soon as the watch is taken off your wrist …


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Apple now supporting WeChat payments in Chinese App Store as Apple Pay struggles to gain traction

While Apple has been trying hard to push Apple Pay in China, offering a range of discounts and rewards, it doesn’t appear to have met with much success to date. Its market share in the country has been described by iResearch as ‘negligible.’

One big reason for that is the popularity of WeChat Pay, and Apple has now given in to the inevitable and started accepting the payment service for local App Store purchases …


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iOS 11 beta code references ‘Apple Pay Cash card’ and required photo ID

Since its announcement at WWDC 2017, details on Apple’s upcoming person to person payment service has been sparse. Not having made any appearances in the latest iOS 11 betas, expectations have been set that we’ll see an official launch later this year.

While we may have to wait, iHelp BR has uncovered some further details on what we may come to expect with final Apple Pay Cash release. Code references in the Apple Pay framework point to the fact that users may have to authenticate the service using a driver’s license or photo ID.


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The Skype iOS app now allows you to send money thanks to PayPal partnership

Messaging apps these days aren’t just for sending friendly greetings – increasingly, you can also use them to send cold, hard cash. Or the electronic equivalent, at least.

Skype is the latest to join the trend of supporting peer-to-peer payments through a PayPal integration in the latest update to its iOS and Android apps …


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TransferWise to let you use Apple Pay to send money internationally from USA & elsewhere

TransferWise, a service that allows you to send money to people in other countries at a much lower cost than through banks, will soon support Apple Pay in the USA and elsewhere.

Customers will no longer have to enter bank account or payment card details, but will instead be able to select Apple Pay as the source for the funds. The card linked to the Apple Pay account will then be debited …


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Apple runs biggest Apple Pay promotion in China since its launch, offering discounts & rewards

Apple is reportedly running the largest Apple Pay promotion in China since the service launched there almost 18 months ago.

The company is offering discounts of up to 50%, and points rewards of up to 50 times the usual number, for using the service at 28 major retail outlets and 16 online stores. The major push is in response to the greatest challenge faced by Apple Pay in the country …


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