Following the launch of Apple Pay in the UK two weeks ago, Apple is continuing the rollout with the addition of two major banks, HSBC and First Direct. Customers who have credit cards or debit cards with those banks can start using Apple Pay now. As with other UK Apple Pay transactions, there is a £20 transaction limit at most retailers apart from those with upgraded payment terminals that support higher-value contactless purchases. The £20 limit is getting raised to £30 in September.
UK ▪ July 28
UK ▪ July 27
UK ▪ July 17
Apple Pay went live in the UK earlier this week with its first international rollout since debuting in the US last October, but Apple’s iPhone- and Apple Watch-based mobile payment solution hasn’t been without its own launch issues across the pond. To start, Apple Pay is a bit restricted in the UK as it is limited to transactions under £20 until September when the contactless payment rules change and the limit increases slightly to £30. Aside from a low transaction limit, paying with the iPhone or Apple Watch using Apple Pay at the London Underground transportation system has caused some initial confusion for riders as there are a few things to consider when paying electronically… expand full story
UK ▪ July 14
Apple Pay has gone live in the UK today with over 250,000 officially blessed locations (although Apple Pay will work at any standard NFC terminal) and seven banks. In the runup to the launch, the main holdout has been Barclays bank who instead promoted their alternative ‘bPay’ service.
Now, though, they have changed their tune. Over Twitter, Barclays announced that it is actually ‘really excited’ about Apple Pay and will add support for the service to Barclaycard debit and credit cards in future.
UK ▪ June 29
When Apple announced that Apple Pay would be coming to the UK in July, there was one major bank missing from the list: Barclays. While the company tweeted that in was in “constructive talks” with Apple, it seemed odd that all other major UK banks had managed to reach agreement while it hadn’t. We may now know the reason for this.
CNET reports that Barclays is hoping to persuade its customers to use its own bPay mobile payment service instead. Rather than embedding a virtual card in an iPhone app, the company wants people to apply a sticker to the back of their phone – or carry a keyfob or wear a wristband … expand full story
UK ▪ June 24
Apple Pay is going international starting with the United Kingdom next month. The precise nature of how Apple Pay will work in the UK has been murky, with banks saying different things. Apple has now posted a FAQ to explain the situation.
Apple Pay will work with any current contactless reader. By default, it uses the same technology as other UK contactless cards. This means that performing an Apple Pay purchase will not require a PIN (as is standard with UK Chip and PIN payments). However, the usual £20 limit on contactless transactions does apply … for the time being. When Apple Pay launches in July, almost all merchants will only allow Apple Pay purchases up to £20 …