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Apple Pay is Apple’s mobile payments solution that allows users to seamlessly use their phone to pay for purchases both in retail stores, apps, and the web. The service was first introduced in 2014 and has been expanding to additional countries ever since then.

The service works in retail stores by simply holding your iPhone over a compatible checkout terminal and authenticating the purchase via Touch ID, or your Apple Watch with no further authentication required once you have unlocked the Watch. It’ss compatible with all iPhones from 6/6 Plus and and beyond, and all versions of Apple Watch.

In apps, it works by pulling in your card information and seamlessly allowing you to checkout using that card information. This prevents you from having to manually enter your card information every time you want to make a purchase. In addition to working with all of the iPhone models previously mentioned, Apple Pay in apps also works on iPads from the iPad mini 3 and Air 2 and beyond. Apple Pay is supported on the Mac and on the web with iOS 10 and macOS Sierra and beyond.

In addition to working with debit and credit cards, Apple Pay also works with rewards cards and store cards. This means that you can add something like your Starbucks card, Walgreens Balance Rewards card, and more to the Wallet app to easily keep track of everything.

To set up Apple Pay on an iPhone, open the Wallet app on iOS 11 and tap the plus (+) icon in the top right corner to begin, then follow the prompts. To add a debit card to the Apple Watch, go to the Apple Watch app on iPhone and look for the Wallet & Apple Pay section, then Add Credit or Debit Card section.

Apple Pay is the dominant mobile payments solution, even forcing its biggest potential competitor to shutdown, and as the service continues to expand, it will only get better. View the full list of retailers and banks that support the service on Apple’s website

Apple Pay is available in the following countries (click the country name to see compatible banks):

Australia

China*

Hong Kong

Japan

Kazakhstan

New Zealand

Singapore

Taiwan

Belgium

Czech Republic

Denmark

Finland

France

Germany

Guernsey

Ireland

Isle of Man

Italy

Jersey

Monaco

Norway

Poland

Russia

San Marino

Spain

Sweden

Switzerland

Ukraine

United Kingdom

Vatican City

Brazil

Saudi Arabia

United Arab Emirates

Canada

The United States

Apple Pay expands to over a dozen more banks and credit unions around the US, France, Australia, and China

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[UPDATE 1/19: New China banks added.]

Apple Pay is now available from over a dozen more banks and credit unions around the United States, France, and Australia as part of the latest expansion wave. Apple’s mobile payment service launched just over two years ago with hundreds of additional regional banks and credit unions added every few weeks. You can find the latest banks added below.


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Apple Pay adds support for 17 more banks and credit unions in the U.S.

Apple today updated its list of banks, credit unions and card issuers that support Apple Pay to note the addition of 17 more U.S. institutions now supporting the payments service.

The full list of banks and credit unions added today includes:

  • Enrichment Federal Credit Union
  • First Security Bank of Arkansas
  • Marion & Polk Schools Credit Union
  • Merchants Bank of Indiana
  • Northern Michigan Bank & Trust
  • Ohnward Bank and Trust
  • Postel Family Credit Union
  • River Cities Bank
  • River Town Bank
  • Simplicity Credit Union
  • SouthPoint Bank
  • TexasBank
  • The Peoples Community Bank
  • Town & Country Bank (IL)
  • Town & Country Bank (UT)
  • Trius Federal Credit Union
  • Woori America Bank

Apple had just added another 30 banks and credit unions to support the service in the U.S. late last month, an update that came alongside additions for users in China as well.

Apple Pay is now supported by over 1600 banks and credit unions in the U.S. and a growing number internationally. Outside the US, the service is offered in Australia, China, Hong Kong, Japan, New Zealand, Singapore, France, Russia, Spain, Switzerland, the United Kingdom, and Canada. 

As for retail, in December Apple said around 35 percent of US retailers now support Apple Pay and it also discussed growth it expects in that area over 2017.


Japanese iPhone 7 Plus ad ‘Race’ shows off newly launched Apple Pay feature

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Apple has released a new iPhone 7 ad called “Race” made exclusively for Japan. The new 30-second spot features the Jet Black iPhone 7 Plus and a very fast-paced run between two men through a busy part of town. The ad concludes with the iPhone-equipped man winning the so-called race by using Apple Pay to quickly board a train…


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Apple Pay head: 35 percent of US retailers now support Apple Pay, coming to Gap in 2017

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Apple Pay has been growing at a steady pace since its initial release, consistently adding new banks both in the United States and overseas, while continuing to come to more retailers. Speaking at the CodeCommerce, Apple Pay head Jennifer Bailey talked about the continued growth of the mobile payment platform, offering up some details as to what we can expect next year…


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Apple Pay launches in Spain with Banco Santander as predicted; other cards too

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Apple Pay has officially launched in Spain, as predicted in a report yesterday. The service is now available to customers of Banco Santander, with support for both debit and credit cards, alongside cards issued by Amex, Carrefour and Ticket Restaurant.

Apple lists 27 retail partners on its website, but with excellent support for contactless payments in the country, Santander said that Apple Pay can be used in around 75% of Spanish stores. It can also be used for online purchases on a range of websites …


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Apple Pay reportedly coming to Spain tomorrow for Banco Santander customers

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Apple announced at WWDC in June that Apple Pay would be coming to Spain at some point this year, and Spanish site Applesfera is reporting that the service will launch tomorrow for Banco Santander customers.

The mobile payment system Apple Pay will definitely come to Spain this Thursday, December 1, for Banco Santander customers. Several sources have confirmed to Applesfera that – barring any last-minute changes – the rollout date will be tomorrow … 


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Apple Pay’s fate in Australia remains unclear as banks are denied request to negotiate with Apple

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Apple Pay’s rollout in Australia has been hindered since the start as local banks have pleaded to have access to the NFC hardware in the iPhone so existing mobile payment services can be used alongside Apple Pay.

Now, the Australian Competition and Consumer Commission has rejected a proposal from a handful of big Australian banks that would have allowed them to negotiate in a group with Apple, according to the Australian site ABC News


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How to add or disable Touch ID fingerprints, Apple Pay cards & view transaction history on MacBook Pro

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The new MacBook Pro with Touch Bar is the first of Apple’s Macs to include a Touch ID sensor built-in for Apple Pay, unlocking the Mac with your fingerprint, and authentication purposes in third-party apps.

Other Macs can use Apple Pay, but they need to use a nearby iPhone or Apple Watch to authenticate and complete the purchase.

Here’s how it works:


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Apple Pay adds support for new banks in China, Russia, & Australia (Update: U.S. too)

Update: Apple has added 28 new banks and credit unions in the U.S. too. Full list below.

Apple today updated its list of Apple Pay banks to add new banks and credit unions supported in the U.S., Mainland China, Russia, and Australia.

The additions include twenty eight new banks and credit unions in the U.S., nine in China, four in Russia, and over thirty in Australia.

The newly added banks include:


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Apple Pay comes to over 30 new credit unions & banks in Australia, Orange Cash in France

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Apple Pay has been slow to gain traction in Australia as Apple fights with the large banks for adoption. Now, however, Apple has signed a deal with payments group Cuscal that will see the mobile payments service come to more than 30 credit unions and small banks in the country.

Apple also today added Orange Cash in France to its list of banks that support the service.


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Apple Pay exec Jennifer Bailey to speak at Code Commerce in December as Apple Pay transactions grow by 500%

Apple’s head of Apple Pay, Jennifer Bailey, is set to appear alongside other industry titans at Recode’s Code Commerce conference this December. The Apple exec ran the company’s online stores for many years and now leads Apple Pay, Apple’s contactless mobile payments solution.

The Code Commerce meeting takes place multiple times a year; Bailey will be appearing at the last one in 2016 on December 6. No doubt the new MacBook Pro with integrated Apple Pay will form part of the discussions.


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Apple Pay goes live in Japan, with glitches for transit users [Updated]

Alongside the introduction of iOS 10.1 and watchOS 3.1, Apple has switched on support for Apple Pay in Japan. This makes the iPhone 7 and Apple Watch Series 2 compatible with the FeliCa contactless payment system used by almost two million payment terminals in the country.

Supporting Apple Pay in Japan was not a trivial undertaking for Apple. Although FeliCa is an NFC-based contactless payment system, it’s not compatible with the systems used in most other countries. Apple had to equip Japanese devices with a different NFC chip to support FeliCa – also used in Hong Kong and Singapore – which is bad news for the rest of us when travelling to the region …


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Comment: Apple Pay is available at more places than ever, but key opportunities remain

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I absolutely love using Apple Pay to checkout in stores. Swiping a debit or credit card isn’t too inconvenient but it’s not the most secure way to pay, and new chip terminals in the US are frustratingly slow and unreliable. I use Apple Pay from my Apple Watch whenever possible, and I’m a serious advocate for the payment service among my family and friends with iPhones.

Two years since first launching in the US, Apple Pay is an option at lots of payment terminals all across the country, but you still can’t assume contactless payments like Apple Pay will be supported. It’s still necessary to carry your debit or credit card (or cash) just in case.

So we’ve looked at the biggest categories of businesses that still aren’t ready for contactless payments in the US and reached out to a few of the biggest holdouts to ask why they’re still resisting. We’ve also looked at some of the categories that people still want supported to see how things are progressing.


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