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Apple Pay

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Apple Pay is Apple’s mobile payments solution that allows users to seamlessly use their phone to pay for purchases both in retail stores, apps, and the web. The service was first introduced in 2014 and has been expanding to additional countries ever since then.

The service works in retail stores by simply holding your iPhone over a compatible checkout terminal and authenticating the purchase via Touch ID, or your Apple Watch with no further authentication required once you have unlocked the Watch. It’ss compatible with all iPhones from 6/6 Plus and and beyond, and all versions of Apple Watch.

In apps, it works by pulling in your card information and seamlessly allowing you to checkout using that card information. This prevents you from having to manually enter your card information every time you want to make a purchase. In addition to working with all of the iPhone models previously mentioned, Apple Pay in apps also works on iPads from the iPad mini 3 and Air 2 and beyond. Apple Pay is supported on the Mac and on the web with iOS 10 and macOS Sierra and beyond.

In addition to working with debit and credit cards, Apple Pay also works with rewards cards and store cards. This means that you can add something like your Starbucks card, Walgreens Balance Rewards card, and more to the Wallet app to easily keep track of everything.

To set up Apple Pay on an iPhone, open the Wallet app on iOS 11 and tap the plus (+) icon in the top right corner to begin, then follow the prompts. To add a debit card to the Apple Watch, go to the Apple Watch app on iPhone and look for the Wallet & Apple Pay section, then Add Credit or Debit Card section.

Apple Pay is the dominant mobile payments solution, even forcing its biggest potential competitor to shutdown, and as the service continues to expand, it will only get better. View the full list of retailers and banks that support the service on Apple’s website

Apple Pay is available in the following countries (click the country name to see compatible banks):

Australia

China*

Hong Kong

Japan

Kazakhstan

New Zealand

Singapore

Taiwan

Belgium

Czech Republic

Denmark

Finland

France

Germany

Guernsey

Ireland

Isle of Man

Italy

Jersey

Monaco

Norway

Poland

Russia

San Marino

Spain

Sweden

Switzerland

Ukraine

United Kingdom

Vatican City

Brazil

Saudi Arabia

United Arab Emirates

Canada

The United States

Apple ‘buy now, pay later’ feature raises antitrust concerns, says US regulator

Apple Pay Later

The announcement of an Apple buy now, pay later feature, Apple Pay Later, has drawn the attention of the US consumer finance regulator, the Consumer Financial Protection Bureau (CFPB).

CFPB director Rohit Chopra said that Apple Pay Later raised “a host of issues,” with antitrust concerns one of those …

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Apple Pay videos promote security, as iPhone maker faces class action lawsuit

Apple Pay ads with message that physical cards can be stolen and used

We noted earlier today that Apple will probably use security as a defence to an Apple Pay lawsuit, and we didn’t have long to wait. Three new Apple Pay videos have been posted to YouTube, each promoting the security of the service.

Each video is super-short. The longest is 15 seconds, while the other two are just six seconds each …

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Apple Pay lawsuit filed by firm that won ebook and developer antitrust cases

Apple Pay lawsuit | Infographic showing the fee Apple charges to cardholders

A class action Apple Pay lawsuit has been filed by Hagens Berman, the law firm that previously won two high-profile antitrust cases against Apple.

The lawsuit accuses Apple of making a billion dollars a year in fees to card companies by forcing them to sign up for Apple Pay as the only way to let their customers make payments from iPhones and Apple Watches.

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Paying with iPhone at drive-thrus still legal in places with laws against phone use in the car [U]

Update: The article was originally written prior to finding out an exception in the law. It is in fact, okay to use Apple Pay or other forms of contactless payment through drive-thrus in the UK. Source: gov.uk

As new Highway Code rules were released last month, it is now illegal for drivers in the UK to touch their phone while driving. With this, it is now illegal for fast food customers to use Apple Pay while purchasing food in drive-thrus. Now, a warning is out for customers of McDonald’s, KFC, Greggs, Costa, and Burger King.

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Apple Pay Later: How Apple will make money from 0% interest; caution advised

Apple Pay Later | Screengrabs of the service

We first learned about plans for Apple Pay Later almost a year before the company announced the new installment payment plan at WWDC. While no interest or fees are charged, a report today says that Apple will still make money from the service.

A business school academic has also warned consumers to be cautious about using the option …

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New ‘Apple Account Card’ now available in the Wallet app for iOS 15.5 users

Earlier this year, 9to5Mac discovered that Apple had been working to rebrand iTunes Pass as “Apple Account Card” in the Wallet app with iOS 15.5. Although there was no mention of this feature in the official release notes for iOS 15.5, the Apple Account Card is now live and available to users running the latest version of the operating system.

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Wallet app not showing latest Apple Card and Apple Pay transactions [U: Fixed]

Update: Apple says the issue has now been resolved.

Apple Card – Resolved Issue. Some users may have experienced delays in receiving transaction notifications.

Apple recently released iOS 15.5 with some new features and improvements. However, it seems that the update has been causing some problems for users when it comes to the Wallet app. More specifically, there have been complaints about the app not showing the latest Apple Card and Apple Pay transactions.

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Apple’s antitrust mess could easily be ended, at likely minimal cost

Photo shows two men in suits shakings hands | Apple's antitrust mess could so easily be ended, at likely minimal cost

Apple’s antitrust mess keeps getting worse, with today’s Apple Pay announcement as the latest example. The company is now under fire on so many flanks in so many countries that it spends half its PR life trying to defend its stance – and legislation is ultimately going to force it to change anyway.

To me, the most baffling thing about the company’s stubbornness on this issue is that the mess could so easily be resolved, and my bet is that it wouldn’t even cost the company much money.

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Apple Pay in Russia: Suspension of service leads to lawsuit against iPhone maker

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Apple Pay in Russia was last month suspended by the Cupertino company as one of a range of sanctions against the country for its invasion of Ukraine. A class action lawsuit has now been filed against Apple, arguing that Russian consumers have been harmed by losing access to the electronic wallet service.

Russian citizens who have been affected by the withdrawal of Apple Pay in the country are being invited to join the case …

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