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Apple Pay is Apple’s mobile payments solution that allows users to seamlessly use their phone to pay for purchases both in retail stores, apps, and the web. The service was first introduced in 2014 and has been expanding to additional countries ever since then.

The service works in retail stores by simply holding your iPhone over a compatible checkout terminal and authenticating the purchase via Touch ID, or your Apple Watch with no further authentication required once you have unlocked the Watch. It’ss compatible with all iPhones from 6/6 Plus and and beyond, and all versions of Apple Watch.

In apps, it works by pulling in your card information and seamlessly allowing you to checkout using that card information. This prevents you from having to manually enter your card information every time you want to make a purchase. In addition to working with all of the iPhone models previously mentioned, Apple Pay in apps also works on iPads from the iPad mini 3 and Air 2 and beyond. Apple Pay is supported on the Mac and on the web with iOS 10 and macOS Sierra and beyond.

In addition to working with debit and credit cards, Apple Pay also works with rewards cards and store cards. This means that you can add something like your Starbucks card, Walgreens Balance Rewards card, and more to the Wallet app to easily keep track of everything.

To set up Apple Pay on an iPhone, open the Wallet app on iOS 11 and tap the plus (+) icon in the top right corner to begin, then follow the prompts. To add a debit card to the Apple Watch, go to the Apple Watch app on iPhone and look for the Wallet & Apple Pay section, then Add Credit or Debit Card section.

Apple Pay is the dominant mobile payments solution, even forcing its biggest potential competitor to shutdown, and as the service continues to expand, it will only get better. View the full list of retailers and banks that support the service on Apple’s website

Apple Pay is available in the following countries (click the country name to see compatible banks):

Australia

China*

Hong Kong

Japan

Kazakhstan

New Zealand

Singapore

Taiwan

Belgium

Czech Republic

Denmark

Finland

France

Germany

Guernsey

Ireland

Isle of Man

Italy

Jersey

Monaco

Norway

Poland

Russia

San Marino

Spain

Sweden

Switzerland

Ukraine

United Kingdom

Vatican City

Brazil

Saudi Arabia

United Arab Emirates

Canada

The United States

Apple posts Apple Watch guided tour videos for Apple Pay, Activity & Workout apps

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Update: Apple has now uploaded today’s three new Guided Tour videos to YouTube, as well. They are embedded below.

Apple this evening has updated its Apple Watch Guided Tour webpage with three new videos. These new videos highlight Apple Pay, Activity, and Workout features of the Apple Watch.

The videos demonstrate the ability to pay via Apple Pay on your Apple Watch, track your daily activity with the Activity app, and set workout goals, regiments, and track heart rate via the Workout app.


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Apple Pay adds more than 30 new banks & credit unions, over 200 institutions now active

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Two weeks after the last wave of new banks and three days before the Apple Watch launches, Apple Pay support has gone live from 31 more banks and credit unions from around the United States. The total number of institutions now exceeds 200 banks and credit unions with active support, and some 2,000 banks have signed on to support the mobile payment system for iPhone, iPad, and Apple Watch in the future. Below you can find the latest additions to the list of active banks as well as the full list so far.
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Jawbone unveils Up4 fitness tracker w/ mobile payment support, budget-focused Up2

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Even though the long-delayed Up3 isn’t shipping until later this month, Jawbone this evening has taken the wraps off of two new fitness trackers, the Up4 and the Up2. The latter is a replacement for the Up24 released in 2013, while the former is a new fitness tracker by the company. The Up4 most notably adds support for on-band wireless payments from American Express. Both watches pair with your iPhone over Bluetooth.


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Chinese Apple Pay launch delayed by stalled bank negotiations, maybe UK too

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The launch of Apple Pay in China, originally expected to be part of iOS 8.3, has been delayed by stalled negotiations with both the state-owned card processor UnionPay and Chinese banks, reports MarketWatch. Developers had originally been told that iOS 8.3 would support UnionPay, but found that support was missing when the update rolled out last week.

A UnionPay employee who declined to be named said the company has not reached any agreements with the U.S. tech company, and no timetable for cooperation has been set […]

Those sources also say Apple has not made any breakthroughs in talks with Chinese banks, which would also have to agree for the Apple Pay system to work.

The banks are reportedly unhappy about the cut Apple takes from each transaction … 
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Apple adds 10 new retailers to Apple Pay website, brings total to 68 merchants

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Apple this evening has added 10 new retailers to its Apple Pay site, bringing the total to 68 merchants highlighted on its website. Eddy Cue revealed earlier this year that Apple Pay was available in Oracle Arena, home of the Golden State Warriors, and Apple has officially added the arena to its site tonight. Apple also officially added the Amway Center and US Airways Center to the site, although both have previously supported Apple Pay.

Apple previously said contactless payment terminals at over 700,000 locations total support Apple Pay in the US.


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Apple + IBM add 8 new enterprise iOS apps, first for industrial products & healthcare industries

Apple CEO Tim Cook with IBM CEO Ginni Rometty

Through its MobileFirst for iOS initiative, Apple and IBM have added 8 new enterprise apps for designed exclusively for iPhone and iPad. The latest apps developed as part of the partnership between the two companies include two new industries: healthcare and industrial products. The 8 new apps brings the total of MobileFirst for iOS apps to 22, while the two new industries now totals 10 including banks, law enforcement, travel, and retail. Here are the latest iPhone and iPad enterprise apps from Apple and IBM.


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Apple Pay setup by two-thirds of iPhone 6 owners, nearly half only used once says survey

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Research shared by Phoenix Marketing International offers new data for Apple Pay‘s adoption and performance since it launched in the United States in October last year. The survey polled just over 3,000 credit cardholders to conclude that “11% of all credit card-owning households” and two out of three iPhone 6 users have used Apple Pay. Aside from a high adoption rate for the mobile payment service, the survey also highlights that almost half of those Apple Pay users have used the service just one time.
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Claimed ‘iPhone 6C’ rear shell leaks, lends further credence to rumors of new 4-inch model

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Image via Future Supplier

Some new photos posted by Future Supplier claim to show the leaked rear casing to the rumored “iPhone 6C.” Recent reports have said that the device will sport a 4-inch screen like that of the iPhone 5, 5C, and 5S, allowing it to appeal to those who prefer smaller displays over the larger iPhone 6 and 6 Plus.

While the veracity of these shots has not been confirmed, there are some interesting details to note that could give us some more clues about the design of the rumored device.

Keep reading for photos and analysis…

Here are the new Apple Pay decals for business owners [Gallery]

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Earlier this week, we noted that Apple has opened up a new web portal for business owners to order Apple Pay decals to promote their support of the service. Now, these stickers have begun arriving to those who have ordered. As can be seen in the image gallery below, the decal pack includes a placement guide, multiple stickers, and a tool to apply the stickers. Thanks, Michael.


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Apple launches new website to provide free Apple Pay decals to businesses, publishes payment mark guidelines

Apple has launched a new website today that allows business owners to order Apple Pay decal packs for their stores. Each of these packs includes two glass decals in different sizes, two register decals (also in different sizes), and a tool for affixing the ads to the appropriate surfaces.

Businesses can order up to five of these packs (for a total of twenty decals) absolutely free of charge, but those who need more than five will need to call Apple to place an order.

Earlier this month Apple made the Apple Pay logo available for download and provided a PDF explaining its guidelines for using the payment mark. In its guideline document, Apple specifies that the Apple Pay logo should be placed ahead of similar marks for other payment services like MasterCard and Visa.

There are also rules for sizing the icon for physical signs, mobile and desktop websites, and emails. The guidelines document and a vector version of the payment mark are available for download from the Apple Pay web page.

Earlier this month Apple also published an Apple Pay FAQ page, and AppleCare started handling support for businesses that accept the mobile payment service.

Apple Pay continues its PGA Tour with MasterCard at the Arnold Palmer Invitational golf event

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Apple Pay partner MasterCard used the PGA Tour kickoff in Phoenix earlier this year to promote Apple’s mobile payment service, and today MasterCard announced that Apple Pay will be accepted at the upcoming Arnold Palmer Invitational in Orlando, Florida. MasterCard says that almost all vendors at the golf event will accept Apple Pay and other contactless payment options for paying for merchandise and concessions.
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Apple Pay adds over 30 banks and credit unions, total approaching 150 institutions

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Apple has added dozens of new banks and credit unions to its list of institutions that support its Apple Pay mobile payment service. The new banks include several credit unions from around the United States as well as Charles Schwab Bank, RBC Bank, and other notable additions. The more than 30 banks added today are rolling out ahead of next month’s Apple Watch launch which will support making Apple Pay payments in stores. Below is the list of newly added banks as well as the full list of banks and credit unions where Apple Pay is currently supported:
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Apple adds 13 new Apple Pay retailers to website, bringing total to 58 merchants

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Apple has added 13 new retailers to its Apple Pay site, bringing the new total to 58 merchants. The biggest name wasn’t a surprise: Tim Cook gave a shout-out to Coca-Cola vending machines during Monday’s Spring Forward event, with 40,000 machines supported today, and a further 60,000 being upgraded by the end of the year … 
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Apple Pay hits Kickstarter app & GameStop, coming soon to Etsy store & Marriott Hotels

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Tim Cook said in January that “2015 will be the year of Apple Pay,” and we’re steadily seeing more support for the mobile payment service from banks, merchants, and apps.

Released just this morning, Kickstarter version 2.3 for iPhone and iPad adds Apple Pay as a payment option for quickly making a pledge to a crowdfunding project. That means if you’re aren’t up for spending the $349-$17,000 on an Apple Watch next month, you can still back the Pebble Time or Pebble Time Steel … now with Apple Pay. Kickstarter supports Apple Pay on the iPhone 6 and 6 Plus as well as the iPad mini 3 and iPad Air 2.

Apple Pay is also coming to hotel check-in counters this summer…
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Eddy Cue debuts Apple Pay at Oracle Arena in Oakland, details watch-based payments

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Eddy Cue took some time today to show off Apple Pay at Oracle Arena in Oakland and oversee the rollout of the payment system at the stadium. Cue showed up to the event wearing a stainless steel model of the Apple Watch and provided some more details on how Apple Pay will work with it.

The executive explained that transactions made using the wearable device won’t require Touch ID or PIN code authorization, as long as the watch is unlocked and near its paired iPhone. The phone unlocks the watch, so there’s no need to confirm your identity again. To trigger the Apple Pay transaction, you just needs to double tap the button on the side of the device.


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Apple Watch pricing, availability, surprises & more, here’s what to expect at Apple’s event

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Apple’s “Spring Forward” event is scheduled for Monday, March 9th and we’re already getting prepared to bring you live coverage and last minute leaks leading up to the event. What can you expect at the event? Below we’ve put together our list of likely announcements including some unannounced Apple Watch features and possible surprises…


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AppleCare now supporting Beats Music service, Apple Pay for business

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Starting today, AppleCare will begin providing support service for Beats Music customers as well as businesses interested in accepting Apple Pay, according to sources. Support for the streaming music service previously went through a separate system from Apple’s other products and services. AppleCare staff has also been advised on helping businesses with accepting Apple Pay as the company pushes its new mobile payment service.
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New Apple Pay FAQ details fraud, fees & merchant policies ahead of Apple Watch

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Ahead of likely Apple Watch and Apple Pay announcements on Monday during Apple’s ‘Spring forward’ event, Apple has spruced up the main Apple Pay site to further highlight the Watch’s compatibility with Apple Pay and clarify frequently asked questions about the service for merchants. Changes to the site include a dedicated page for finding out where to use Apple Pay, and a new FAQ support document to help merchants learn about Apple Pay and start accepting the mobile payment service.
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RadPad now lets you easily split rent with roommates using Apple Pay

RadPad, an app we told you about back in November when it launched as one the first to let you pay rent using Apple Pay, now lets you easily split rent with roommates.

Pay with RadPad Roommates makes it really, really easy for renters who have roommates to pay their rent together, using their own credit, debit card or Apple Pay… A roommate signs up and invites their other roommates to pay rent together: RadPad sends invites to each roommate, via text and email. The roommate receives the invite, accepts it and then enters in their credit or debit card or elects to use Apple Pay. That’s it!

You’ll also be able to see when your roommates are slacking with status information on their half of the rent.  The app allows up to four roommates to split the rent and sends a check to the landlord on behalf of the tenants. You can even setup rent payments to your landlord through the app if they aren’t using RadPad.

RadPad tells us it’s expecting to process $14M in annual rents this year after launching in October.

The RadPad app is available on the App Store for free.

Apple Pay adds 18 more banks & credit unions, 100 institutions supported

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Ahead of Apple’s ‘Spring forward’ event on Monday where we expect to hear much more about the Apple Watch, more than a dozen new banks and credit unions have added support for Apple Pay. The Apple Watch will support the mobile payment service and extend Apple Pay support in stores beyond the iPhone 6 and iPhone 6 Plus to the iPhone 5, iPhone 5c, and iPhone 5s when paired. Following the addition of 18 new banks including credit unions for American Airlines and IBM today, Apple Pay is now supported by nearly 100 institutions. Here’s the list of newly added banks:
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Tim Cook: Apple Watch will be showerproof, Apple Pay goal for Europe is “end of the year”

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French site iGen is reporting that Tim Cook told an employee in the Kurfürstendamm Apple Store in Berlin that he wears his Apple Watch all the time–”even in the shower.” While Apple has previously mentioned water-resistance, and stated that the S1 innards are “completely encapsulated in resin,” this is the first time we’ve had a specific indication on what that means in practice.

In line with expectations that the watch will only have one day of battery-life, Cook confirmed that he removes it every night to charge … 
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Chase says it has activated 1 million Apple Pay users since launch

During a conference call with JPMorgan Chase investors today, executives announced that Chase Bank has activated over one million Apple Pay accounts since the service launched last year (via AppleInsider). The bank revealed some statistics about who’s using Apple Pay with their Chase cards, and how they’re using it.

Chase found that the average Apple Pay user is nine years younger and makes 21% more money than its average customers. Apple Pay users also used their credit cards more often, and were more likely to add a credit card than a debit card to their account.

Earlier this month Apple added support for 19 new banks, bringing the total number of financial institutions supporting Apple Pay to over eighty. Just a few weeks before that 15 additional banks were added to the lineup.

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