Credit card Stories March 16, 2016

Uber-Family-Profiles

Uber is beginning to test a new feature that will make it easier for family and other close-knit groups to share an Uber account. That means that your family could use a single credit card for Uber across several devices, making it easy for parents to pay for their kids or other family members, for example.

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Credit card Stories March 11, 2016

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I’ve never been a Family Sharing user, Apple’s feature that allows families to share iCloud account access for things like photos and music on both iOS and Mac. But I recently decided to upgrade my Apple Music account to a family plan to take advantage of the discount as I encourage family members and friends to try out the service; that required me to activate the Family Sharing feature that Apple uses to manage family plans for Apple Music.

While you can choose to ignore most of the features of Family Sharing — photos, calendars, and reminders can be accessed through shared folders in their respective apps — once it’s activated, there aren’t any granular settings for each member to disable sharing on a per-feature/app basis. But the even bigger issue is that all purchases from any Apple ID in the family go to a single credit card of the admin (or parent) of the group. In other words, I’m now paying for every app, song, book, or anything else that my family group members purchase from Apple on top of the subscription costs for Apple Music.

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Credit card Stories October 21, 2015

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A former Apple Store employee has been charged with grand larceny and other crimes after allegedly using fraudulent credit and debit card details to purchase an incredible $997,000 worth of Apple gift cards in just three months.

24-year-old Ruben Profit is accused of carrying out the fraudulent purchases while working at the Apple Store in the Queens Center Mall in Elmhurst, the company’s first retail store in Queens. All of the purchases were made between August and October, reports NBC New York …  expand full story

Credit card Stories July 28, 2015

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Following the launch of Apple Pay in the UK two weeks ago, Apple is continuing the rollout with the addition of two major banks, HSBC and First Direct. Customers who have credit cards or debit cards with those banks can start using Apple Pay now. As with other UK Apple Pay transactions, there is a £20 transaction limit at most retailers apart from those with upgraded payment terminals that support higher-value contactless purchases. The £20 limit is getting raised to £30 in September.

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Credit card Stories May 5, 2015

A public relations representative demonstrates how a PayPal customer can pay for goods using their mobile phone number at a cashier station at a Home Depot store in Daly City

Update: Home Depot says it plans to accept Apple Pay in the near future.

Home Depot appears to have quietly stopped accepting Apple Pay. Although never officially named as a partner, the company has supported contactless payment and Apple Pay used to work in at least some of its stores. An Apple support document updated last week lists Home Depot as one of the stores that “might not currently be set up” to accept Apple Pay.

The change appears to be related to Home Depot’s deal to accept PayPal as a payment method both in store and online …  expand full story

Credit card Stories April 29, 2015

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Amazon and Target won’t be the only major retailers on your wrist for long: sources say that Apple is finishing up work on a version of its Apple Store application for the Apple Watch. The Apple Watch app will come “soon” as part of an update to the Apple Store iPhone and iPad application, and will likely enable customers to make certain types of Apple Store purchases from their wrists, as well as receiving Apple Store-related notifications. As the Apple Watch does not have a keyboard, more involved orders will require the user to move over to the iPhone app. Apple will ask employees to push Apple Store app installations for the Apple Watch to customers this summer, when the Watch goes on sale in Apple’s own stores. Until then, retail employees will be encouraged to show off the Apple Store app on demo Apple Watches.

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Credit card Stories February 12, 2015

Visa hopes to track smartphone locations to prevent credit card fraud for travellers

Currently most of us have to inform our bank by phone when we’re travelling to avoid purchases in other countries appearing as red flags for fraud and being declined. That could soon change as Visa looks to track smartphones with a service called Mobile Location Confirmation in order to help their security systems become smarter and reduce declined purchases by as much as 30%.

Credit card Stories January 27, 2015

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While Apple Pay is the gold standard for safe card transactions, some partner banks are leaving customers vulnerable to fraud via identity theft thanks to weak checks when cards are added to Apple Pay, according to mobile commerce consultants Drop Labs. Some partner banks are consequently seeing fraud rates six times higher than with physical cards.

For consumers, Apple Pay is extremely safe, thanks to the use of Touch ID fingerprint verification and single-use code transmission rather than sharing full card details. Drop Labs claims that the weak link in the chain is what happens when cards are added to Apple Pay …  expand full story

Credit card Stories December 19, 2014

The value of Apple Pay in one stat: almost half of Americans have had card details stolen

Apple Pay may be more convenient than carrying around a whole bunch of different cards, and contactless payment is certainly very quick and easy, but it’s the security which is arguably the greatest benefit. Your actual card details are never stored in your phone or on an Apple server, and only a one-time code is sent to the payment terminal. Retailers never see your card details.

Just how important is this? A WSJ/NBC News poll reveals that a full 45% of Americans have been told by a retailer, bank or card company that their card details have been stolen in a data breach.

In the past year alone, major breaches have been reported at Target, J.P. Morgan Chase, Home Depot, K-Mart, SuperValu and others […] 

Some 45% of Americans said they had received such a breach notification letter from a retailer or card-issuer that their payment data had been affected by a breach

Fifteen percent of those polled also said that they had been hit by online fraud or hacking.

Apple Pay is currently only available in the US, but a job listing recently revealed that Apple is working on bringing the service to Europe and beyond.

Credit card Stories November 28, 2014

iphone-6-wallet case

For all of its greatness, Apple Pay hasn’t nearly killed the need to take your wallet with you wherever you go. But if you are like me, it has lightened your load a little bit. Instead of carrying around 5 credit cards, I now carry around one each of debit and credit. Combine that with some other de-Costanzifications (scan insurance cards and health club cards for instance) I’ve made recently, I can now consolidate my wallet into a few card slots.

What I’m getting at here is that I can follow the lead of my wife and now consolidate my iPhone and my wallet finally. I’ve chosen two amazing iPhone 6 and iPhone 6 Plus cases from my favorite iPhone case manufacturers to get me there: Pad and Quill’s Little Pocket Book ($60 -$10 off for Black Friday) and Twelve South’s $50 Surfacepadexpand full story

Credit card Stories November 9, 2014

Walmart Apple Pay

Walmart is one of several high-profile retailers that belong to MCX, a consortium of retailers that have partnered together to create their own mobile payments service called CurrentC. Due to this commitment, the big-box retailer has opted against supporting Apple Pay in its stores. A new report offers a big reason why: high credit card transaction fees.

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Credit card Stories October 24, 2014

NFC-iPad-Air-2-green-01Teardowns of Apple’s new iPad Air 2 revealed an NFC chip that wasn’t officially announced by Apple, but sources close to the situation have confirmed it’s only being used as a Secure Element for Apple Pay in-app purchases.

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Credit card Stories October 22, 2014

Amazon confirms it’s working on Apple Pay support for its Visa rewards card

Following our report yesterday that some card types are not yet supported with Apple Pay, today Amazon confirmed in a statement to GeekWire that its working to offer support for its Amazon Rewards Visa Cards.

A Chase spokesman confirmed to GeekWire that Amazon is not supporting Apple Pay initially, but did not provide a reason… But an Amazon spokesman confirmed to GeekWire this evening it is working to enable the Amazon.com Rewards Visa Card for use on Apple Pay, although declined to say when it would be available.

Yesterday we noted that some co-branded cards, as well as other card types from business cards to prepaid cards, are not yet supported on Apple Pay through certain banks. Many readers reported that Amazon’s Rewards cards for Chase were not yet working, but today is our first official word from Amazon that its indeed not yet supporting the platform. Apple lists Chase as supporting co-branded cards, but it does warn users to contact their bank for information about specific cards that are supported.

As we noted yesterday, Apple’s support document confirms that only American Express and Capital One are listed as supporting small business credit cards, for example. Capital One and J.P. Morgan, on the other hand, don’t support Co-branded cards (Airline, hotel, retail, rewards), while the other banks do. Corporate cards are also not yet supported, while several readers report problems with some card types that are listed as supported in Apple’s chart (below).

Credit card Stories October 21, 2014

Following yesterday’s launch of Apple Pay through participating card issuers, banks and retailers in the US, some users have discovered that the payment service is also already being accepted through some retailers abroad. 9to5Mac readers report using Apple Pay loaded with a US-based credit card at retailers in Australia and Canada… expand full story

Credit card Stories October 20, 2014

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On the day that Apple Pay goes live, SVP Eddy Cue has told the WSJ that the company “has a lot of work to do” on the service, suggesting that initial take-up may be slow – with in-app purchases making up the largest share of transactions in the short-term.

We’re trying to do something that I think is a game changer and it requires a lot of people to play together. There’s a lot to do here and we have a lot of work to do, but it should be huge.

Although the list of retailers who have committed to Apple Pay looks impressive, it is far from comprehensive, with some big names missing – including the largest retailer in the US, Wal-Mart …  expand full story

Credit card Stories October 11, 2014

iOS 8 How-to: Use Camera to enter in credit card info

With iOS 7, Apple added a new feature in iBooks, iTunes and the App Store that allowed users to scan iTunes gift cards with the device’s camera rather than manually entering the string of characters on the back of the card. Now in iOS 8, you can use the device’s camera to scan and enter credit card information.

To add your credit card for purchases open up Settings and tap on Safari.

Credit card Stories August 13, 2014

Small businesses looking to take occasional card payments without paying monthly fees now have a third option as Amazon has launched Local Register to compete with Square and PayPal Here – as we predicted last month. The $10 card-reader is compatible with any iPhone from the iPhone 4 onward, as well as any iPad or iPad mini.

Amazon is undercutting both competitor services with a flat fee of 2.5 percent per transaction (vs 2.7 percent for PayPal Here and 2.75 percent for Square). Not enough? Amazon is sweetening the deal with a special introductory rate of 1.75 percent until the end of 2015, and will also credit the $10 cost of the cardreader in full against transaction fees …  expand full story

Credit card Stories June 5, 2014

Safari in iOS 8 uses camera to scan and enter credit card info

In iOS 8, Apple has a new feature in Safari that allows users to scan a credit card with the device’s camera rather than manually entering the number when making a purchase online.

When entering a credit card number into a form online to, for example, make a purchase, Safari already allowed users to quickly select credit cards stored in its Passwords & AutoFill settings. You can still do that, but in iOS 8 you’ll now also have the option to select “Scan Credit Card” and snap a picture of the card. Apple then uses optical character recognition of sorts to input the number into the text field in Safari. There’s also a way to scan and save cards using the camera directly from within the Passwords & AutoFill settings.

Website developers don’t have to do anything to enable the feature, as Safari appears to automatically detect when a credit card number is being requested and presents the option to scan above the keypad.

Safari received some other updates announced this week at WWDC too, including a redesign in OS X Yosemite on the Mac, and highly requested features on iOS like the ability to request a desktop site and a tab view for iPad.

Credit card Stories March 28, 2014

We’re huge fans of Pad & Quill so we’re excited to let you know that today the St. Paul, MN-based company announced some new wallets/cases for iPhone 5/s. Most notable is the $70 Traveller case [WANT] which will hold your iPhone and multiple cards in a pouch around back with a slider that helps eject your wares. We’ve noted before how much we like Pad and Quill’s rugged construction and genuine materials.

My dad had an old coin pouch that he carried everywhere with him and I have very good memories of that. We made this case inspired by his old coin pouch. It’s a tribute to my Dad and to the Craftsman. This is a VERY intricately hand assembled iPhone cover that includes a generous hidden back pocket for multiple Credit cards and ID. This is soft full grain luxury and rugged protection.

The Traveller comes in both Whiskey Brown and Onyx Black.

To accompany this new case, P&Q also just launched 3 new Pad & Quill Wallets made of the same luxury materials… expand full story

Credit card Stories December 4, 2013

Google Wallet for iOS updated with single sign-on, card adding via camera

Google has updated its Google Wallet application for the iPhone with a few notable enhancements. First, like it has added to its other apps on iOS as of late, Google now allows single sign-on for Wallet. This means that if you are signed in via Google to YouTube, Gmail, Adsense, or other compatible Google apps, you can be automatically logged in to the Wallet app. More interestingly, you can now use your iPhone’s camera to capture the data from your debit card or credit card to connect it to the app. Google added that feature to the Android app last month. Google Wallet recently launched a physical card program for Wallet. The update is free in the App Store.

Credit card Stories August 8, 2012

In an announcement on Square’s website today, CEO Jack Dorsey announced Starbucks signed up to accept payments from customers through the Pay with Square iOS app via Square’s iPhone credit card readers and merchant app. Dorsey also confirmed functionality would roll out to nearly 7,000 Starbucks locations soon, while Starbucks locations will be added to the Square Directory. The Square Directory will also soon be accessible from a number of Starbucks platforms including the Starbucks Digital Network and mobile payment app. Starbucks announced in its own press release that it would invest $25 million in Square, while Starbucks’ chairman, president, and CEO, Howard Schultz, will join Square’s board of directors. On top of credit cards, Starbucks will use Square to handle debit payments, which the company said would reduce overall payment processing costs.

Beginning this fall, in addition to the existing iPhone® and Android™ Starbucks mobile payment applications, Starbucks customers will be able to use Pay with Square to pay for their purchases at participating company operated Starbucks locations in the U.S. Customers simply need to download the Pay with Square application and set up an account on their iPhone® or Android™ device.

More than two-thirds of the 27 million small businesses in the U.S. currently do not accept credit or debit cards, in large part because of the expensive interchange fees associated with payment processing, cumbersome application process and required credit checks. Square enables merchants of any size – from sole proprietors to national retailers – to accept credit and debit cards.

Credit card Stories March 25, 2012

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Square updated its “Card Case” app with a new design, new name, and a shiny new icon (literally) less than a week after PayPal announced its triangular Square competitor.

Unlike the previous version of the app, which used a credit card metaphor for each store you had an account with, version 2.0, now called “Pay with Square,” uses a list of businesses nearby that accept Square payments and allow you to quickly open a tab at any of them. You can also search a map for nearby Square-compatible businesses and add your favorites to a list for quick and easy access on future visits.

What’s new in Version 2.0, below:

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Credit card Stories November 10, 2011

Popular game platform Steam, owned by Valve, has been hacked (via PC Gamer). Hackers were able to get into a Steam database, which included encrypted credit card information and passwords of many of its users. Steam isn’t sure at this point if the encryption of the credit card numbers or passwords have been obtained, but warns users to be on the look out for malicious activity. Steam’s Gabe Newell said in a statement to users:

Our Steam forums were defaced on the evening of Sunday, November 6. We began investigating and found that the intrusion goes beyond the Steam forums.

We learned that intruders obtained access to a Steam database in addition to the forums. This database contained information including user names, hashed and salted passwords, game purchases, email addresses, billing addresses and encrypted credit card information. We do not have evidence that encrypted credit card numbers or personally identifying information were taken by the intruders, or that the protection on credit card numbers or passwords was cracked.”

Steam is currently keeping their forums closed down while they investigate the situation. The Steam platform hasn’t been knocked down, however. Gabe’s full statement after the break:

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Credit card Stories November 2, 2011

Square just pushed out quite an interesting update to their Square Card Case that we told you about back in August when it was first released. Taking full advantage of iOS 5’s geofencing capabilities, the updated app can now establish a tab at your favorite retailers when within a virtual boundary of 100 meters, essentially allowing for a frictionless, hands-free payment experience.

Imagine walking by your favorite retail shop and a tab with your name is automatically opened on the merchant’s Square app for iPad, just in case you happen to stop in and make a purchase. If you do stop in to make a purchase, the merchant can authorize the payment using a credit card or debit card already linked to the Card Case app on your iPhone. If you don’t stop at the shop, the tab will automatically be closed once outside of the 100 meter range.

This obviously allows you to bypass the need of removing your phone from your pocket and interacting with the Square card case app to establish a connection with a merchant. You’ll only have to confirm your name, while merchants will use the same authorization methods as before, confirming the user with an image of their face within the Square iPad app. You’ll of course have to authorize which retailers you wants tabs to automatically be opened for first.

Square director of product Megan Quinn had this to say about the new update in an interview (via Wired): expand full story

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